What is social insurance? What is included?

1. Social insurance is called social security for short. According to the Social Insurance Law, social insurance includes basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

2. Individuals who participate in the basic old-age insurance will receive the basic pension on a monthly basis if they have paid for fifteen years at the statutory retirement age.

3, to participate in the basic old-age insurance of individuals, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

4. Individuals who participate in the basic medical insurance for employees will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age.

5. Employees who are injured by accidents or suffer from occupational diseases due to work-related reasons, who are identified by work-related injuries, shall enjoy the treatment of work-related injury insurance; Among them, those who lose their ability to work after the appraisal of their ability to work enjoy disability treatment. Workers with work-related injuries who meet the conditions for receiving basic old-age pension will stop receiving disability allowance and enjoy basic old-age insurance benefits. If the basic old-age insurance benefits are lower than the disability allowance, the difference will be made up by the industrial injury insurance fund.

6. If the unemployed meet the following conditions, they will receive unemployment insurance benefits from the unemployment insurance fund: (1) Before unemployment, the employer and I have paid unemployment insurance premiums for one year; (two) the employment is not interrupted because of my will; (three) registered unemployed and have job requirements. During the period of receiving unemployment insurance benefits, the unemployed participate in the basic medical insurance for employees and enjoy the basic medical insurance benefits. The basic medical insurance premiums payable by the unemployed are paid from the unemployment insurance fund, and individuals do not pay the basic medical insurance premiums.

7, the employer has paid maternity insurance, workers enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.