Hangzhou social security and shaoxing social security difference

Shaoxing and Hangzhou social insurance difference, Hangzhou belongs to the provincial capital city, one of the country's new first-line cities, Hangzhou City, the social contribution base is high, Hangzhou City, the average annual urban wage is higher than Shaoxing City, so Hangzhou City, urban workers social insurance costs paid higher than the Shaoxing City. And Shaoxing City belongs to prefecture-level cities, social insurance contributions are lower than Hangzhou City, so take less.

The main difference between the unit to pay social security, their own social security:

1, the nature of the difference: the unit to pay social security is mandatory, if there is a legal labor relationship but the unit did not pay the employee in accordance with the provisions of the urban workers social security, then belong to the illegal behavior. But if the flexible employment personnel to pay their own social security, then there is no mandatory, insured persons can voluntarily choose whether to pay social security.

2, different types of insurance: the unit of social security paid by urban workers include five insurance, namely, pension insurance, medical insurance, industrial injury insurance, maternity insurance, unemployment insurance, and five types of insurance; and their own identity as a flexibly employed person to pay social security for urban workers, usually can only pay the employee's old-age pension insurance and employee medical insurance two types of insurance, and a few areas can also pay unemployment insurance.

3, the contribution base is different: the unit to pay social security, the contribution base is based on the employee's own average salary of the previous year, and their own identity to pay social security as a flexible employee, you can choose their own actual situation suitable for their own contribution base, the contribution base range is usually for the local average salary of the previous year's average salary of 60% -300%.

4, the individual contribution ratio is different: Whether it is employee pension insurance or medical insurance, the individual contribution ratio of flexible employment is relatively high. Taking the employee pension insurance as an example, the unit pays social security, the unit contribution ratio of the employee pension insurance is 16% of the contribution base, and the employee's personal contribution ratio is 8%, which means that the unit will bear most of the costs, and the employee only needs to bear a small part of the individual; while the flexible employment personnel pay their own social security, they need to bear the full cost, the employee pension insurance contribution ratio is usually 20%, and the contribution ratio in some areas will be slightly higher. The contribution rate of employee pension insurance is usually 20%, and in some areas, the rate is slightly higher. 12% of the contribution goes to the pension insurance co-ordination account, and 8% goes to the personal account.

5, pension insurance retirement age may be different: according to the current provisions, the unit to pay social security, men retire at 60 years old, female workers retire at 50 years old, female cadres retire at 55 years old; their own payment of social security, flexible employment of men to retire at 60 years old, flexible employment of women to retire at 55 years old, and part of the situation allows women to retire at the age of 50 years old for flexible employment, and there are a small number of regions unified regulations Flexible employment of women to retire at the age of 50, specific to the local policy shall prevail.

The monthly social insurance contribution standard for social security participants is divided into four grades: the lowest grade (4%), the first grade (60%), the second grade (80%) and the third grade (100%). This refers to the previous year's average social wage contribution base, let's say last year's average social wage of 3,000 yuan, if you choose 80%, if you are an enterprise staff, individuals should pay 8% per month, that is, pay 192 yuan. The higher the grade paid the more you receive later, this is the more you pay the more you receive, of course, how much money is also related to the number of years of payment of social security. The lowest grade (40%) pension contributions from the old age, basic medical + mutual aid for the sick (8.5% +1%), maternity insurance *** with the composition of the monthly contribution amount *** 548.57 yuan; a grade (60%) monthly contribution amount of 692.37 yuan; second grade (80%) monthly contribution amount of 835.97 yuan; third grade (100%) monthly contribution amount of 979.77 yuan.

I hope the above can help you, if there are still questions please consult a professional lawyer.

Legal basis:

Article 12 of the Social Insurance Law of the People's Republic of China

The employer shall pay the basic pension insurance premiums in accordance with the proportion of the total wages of the employees of the employer as stipulated by the state, and credit it to the Basic Pension Insurance Co-ordination Fund. Employees shall pay basic pension insurance premiums in proportion to their own wages as prescribed by the State and credit them to their individual accounts. Individual business households without employees, part-time workers who do not participate in the basic pension insurance in the employer and other flexible employment to participate in the basic pension insurance, should pay the basic pension insurance premiums in accordance with the state regulations, respectively, credited to the basic pension insurance fund and individual accounts.