Is it better for unemployed people to pay social security for free employment or flexible employment?

Hello, the participation of flexible employees in insurance is the same as that of enterprises relying on social security, and each has its own advantages.

First, flexible employees can choose insurance, while employees of enterprises need to participate in five social insurances. According to the provisions of the Social Insurance Law, it is necessary for enterprise employees to participate in five social insurances. Flexible employees can participate in basic old-age insurance and basic medical insurance, which means they can choose freely.

Enterprises will also receive these three benefits if they can participate in the five insurances and pay three kinds of insurance premiums: work injury insurance, maternity insurance and unemployment insurance. In particular, unemployment insurance can receive unemployment benefits under certain conditions, which is also very cost-effective.

Second, the proportion of flexible employees is low and the payment base is free. Everyone knows that the income of flexible employees is not easy. Without a stable job, they have to work hard by themselves. Therefore, the state will also give flexible employees a lot of care in participating in insurance. For example, the basic old-age insurance, enterprise participation is 8% of the employee's contribution base, and the employer bears the contribution base of 16%. Flexible employees bear 20% of the insurance, and the overall payment ratio is set at 4 percentage points. Of course, we can also see that it is the most cost-effective for enterprise employees to participate in the insurance, and they only need to bear 8%.