How many years does endowment insurance and medical insurance pay?

Medical and endowment insurance needs to be paid in 15 years, as follows:

1. When reaching the statutory retirement age, the payment period shall not be less than 15 years;

2. The policies on the payment period of medical insurance vary from place to place. Generally speaking, men are about 25 years old and women are about 20 years old, that is, they can enjoy the medical insurance benefits for retirees when they reach the legal retirement age. Those who are insufficient can pay in one lump sum when going through retirement procedures. However, before they reach the legal retirement age, they can only enjoy medical insurance benefits by asking for payment, and they can't enjoy medical insurance benefits without paying.

Employee pension insurance needs to be paid 15 years, and medical insurance needs to be paid for 20-30 years. Time varies from region to region.

1. How many years does medical insurance take to enjoy?

Social security policies vary from place to place, and the required period of social security medical care is generally more than 20 years. Generally speaking, male employees need to pay medical insurance for more than 25 years, and female employees need to pay medical insurance for more than 20 years. However, the specific payment period depends on local policies, but generally speaking, it needs pension insurance 15 years and medical insurance for 25 years.

Second, how long does medical insurance take?

It takes 25 years for gay men and 20 years for lesbians.

Medical insurance refers to the basic medical insurance premium paid in full and on time by employers and employees according to the principle of compulsory social insurance through national legislation. If it is not paid in full and on time, the basic medical insurance fund for its medical expenses will not be paid, regardless of personal accounts. Those who go through the retirement formalities of endowment insurance in the company are not limited by the number of years after retirement, but after retirement, the company still has to bear the expenses of 15 yuan for the serious illness relief of retired employees every month.

The provisions of the medical insurance payment period are as follows:

1, 25 years for men and 20 years for women;

2. When men retire, the cumulative payment period is less than 30 years, and the cumulative payment period for women is less than 25 years. If the employer and individual employees make up the medical insurance premium at one time according to the regulations, it can be regarded as the expiration of the payment period;

3. The medical insurance of enterprise employees shall be regarded as the actual working years recorded in personnel files.

Third, teenagers who pay full medical insurance can enjoy it for life.

Social medical insurance is compulsory insurance, which is paid by units and employees according to a certain proportion. It is the basic welfare guarantee provided by society for members of society, which can reduce the burden of medical expenses for employees. According to the relevant regulations of the state, there are differences between men and women in how many years they have to pay social medical insurance to enjoy life-long treatment. Male friends need to pay for 25 to 30 years continuously, and female friends need to pay for 20 to 25 years continuously. As long as the medical insurance meets the above requirements in terms of years and there is no cost interruption during the period, you can continue to enjoy medical insurance benefits after retirement.

Legal basis:

People's Republic of China (PRC) social insurance law

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.