Jinan do not pay social security can buy a house

Jinan do not pay social security can not buy a house, Jinan to buy a house need to provide Jinan to pay a full year of social security or tax proof; buy a house with no less than 30% of the amount of money to be purchased house down payment; have a stable income, have the ability and willingness to pay back the money on time; have a good credit record; can provide the contract and agreement to buy a house; can provide a valid proof of identity, proof of residency, proof of marriage; have a full civil behavior; loan Other conditions that the bank requires to be met. However, there are social security and tax payment certificates must be purchased more than 90 square meters of the house to be able to fall into the family account. If you have a Jinan collective account, you are not only qualified to buy a house, but you can also have a family account no matter how big the house is.

Jinan's purchase restriction policy

1. The minimum down payment for commercial loans for the purchase of a first home has been raised from 20 percent to 30 percent, and the minimum down payment for commercial loans for the purchase of a second home has been raised from 30 percent to 40 percent.

2, the maximum amount of provident fund loans for families for home purchase was adjusted from 700,000 yuan to 600,000 yuan, and the maximum amount of individual provident fund loans was adjusted from 400,000 yuan to 300,000 yuan; no provident fund loans will be provided for the purchase of a third home by families with household registration in the city.

3, the city's household registration family has three sets of housing, temporarily prohibited from purchasing another home. Non-city households are limited to buying one home in the city.

4, strengthen market supervision, strict implementation of the policy of purchase restrictions. Strictly commodity housing net signatures for the record, and crack down on behavior such as muffled sales. Strictly purchase qualification, strictly investigate the fraudulent purchase qualification behavior. Continuously carry out real estate market order inspections, and promptly investigate and deal with violations of the law. Regulate the supervision of development enterprises, real estate intermediaries and underwriting agencies, and crack down on speculation in the opening of the reverse number, violating the rights and interests of the masses to purchase homes, and undermining the healthy development of the real estate market.

5, strictly regulate the commercial real estate pre (sales) contract online revocation procedures, and effectively curb the transfer of pre-sale of commercial real estate and other speculative behavior. Where in the housing ownership registration, the development of enterprises and home buyers to take fraudulent means, through the network contract revocation business, to avoid real estate transaction taxes and fees, to earn the difference in price of housing transactions, once verified, the contract name change is considered null and void, the enterprise's bad behavior into the credit file, the relevant parties to bear the relevant legal responsibility.

Legal basis:

"Jinan Municipal People's Government General Office on Further Increasing Control to Promote the Continuously Stable and Healthy Development of the Real Estate Market Notice"

Thirdly, the city's household families are limited to the purchase of two sets of housing. Non-city household registration families in the city is limited to buy 1 housing (need to provide more than 24 consecutive months in the city to pay personal income tax or social insurance certificate).