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How to turn the new rural cooperative medical system into a social security card
The inpatient medical insurance card can be used with rural cooperative medical care. The new rural cooperative medical system is a medical security system created by farmers themselves in China, which has played an important role in ensuring farmers' access to basic health services, alleviating poverty caused by illness and returning to poverty due to illness.
In fact, it has the same effect as the city medical insurance card. In any case, farmers can use medical insurance cards to buy medicines, and the reimbursement rate is getting higher and higher. It can be said that the new rural cooperative medical system and urban and rural medical insurance are unified, and farmers also enjoy the same medical treatment as urban residents. The most important thing about the medical insurance card is that it needs to be handled by a bank, so it also has financial functions.
Extended data
The new rural cooperative medical insurance card is integrated with the old-age insurance card, which has the function of identity recognition. In the future, no matter whether it is reimbursement of medical expenses or pension, only one medical insurance card can be used. In other words, the new medical insurance card has the functions of endowment insurance card and identity recognition.
The new medical insurance card has the functions of a bank savings card and all the functions of a bank savings card, including transfer and deposit. After paying endowment insurance and medical insurance, you can directly use the function of savings card to save the expenses to be paid, which saves a lot of trouble.
In order to avoid catastrophic family medical expenses for urban and rural residents and reasonably determine the compensation policy for serious illness insurance, the actual payment ratio is not less than 50%; The proportion of payment is determined according to the level of medical expenses. In principle, the higher the medical expenses, the higher the payment ratio. With the continuous improvement of financing, management and security, the proportion of reimbursement for serious illness will be gradually increased, and the burden of personal medical expenses will be reduced to the greatest extent.
The specific amount of compliance medical expenses borne by an individual in a year exceeds the annual per capita disposable income of urban residents and the annual per capita net income of rural residents published by the local statistical department in the previous year shall be determined by the local government. Compliance medical expenses refer to the actual and reasonable medical expenses, which are determined by the local government. All localities can also start to carry out serious illness insurance from diseases with heavy personal burden.
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