How long is the validity period of newborn medical insurance?

Many expectant mothers begin to prepare maternal and child supplies early before the baby is born to welcome the arrival of a new life. Besides, what do novice parents need to prepare in advance? That is "quasi-newborn medical insurance".

How much do you know about the medical insurance policy for prospective newborns?

Next, let's take a look!

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What is quasi-newborn medical insurance?

Quasi-newborn medical insurance refers to the basic medical insurance benefits for urban residents enjoyed by newborns (after the mother has been pregnant for 28 weeks or built a big card). The baby can be insured in the mother's belly, and the hospitalization expenses incurred within three months after birth can be directly settled in the hospital with the newborn insurance number and reimbursed in real time, which not only solves the medical risk for the baby, but also reduces the economic burden of the family.

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Why do you want to participate?

Quasi-newborn medical insurance?

It takes a certain time for a baby to apply for a birth permit and household registration after birth, and there will be a "vacuum period" in medical security, which will objectively affect the baby's participation in medical insurance for students and children. And before the baby is born, he can get medical insurance as soon as he is born, which realizes the seamless connection of the baby's medical insurance benefits.

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Participate in quasi-newborn medical insurance

What conditions need to be met?

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One parent is registered in Nanjing.

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Expectant mothers have participated in the basic medical insurance for urban workers in Nanjing or the annual medical insurance for residents.

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After the expectant mother is pregnant for 28 weeks (or building a big card).

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How to handle medical insurance for prospective newborns?

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Online processing

Apply for quasi-newborn medical insurance through the "My Nanjing" APP.

(1) Log in to "My Nanjing" APP with the account of the expectant mother, and find the "Medical Insurance Service" module under the "Health" column on the home page.

(2) Click to enter the "residents' medical insurance" module.

(3) The information of the insured can automatically obtain the platform registration information, and the application type is "quasi-newborn insurance".

After successful registration, the system will generate a temporary number of the prospective newborn. The family members of the baby can pay the insurance premium in the "Medical Insurance for Urban and Rural Residents" module under the "Community" column of the "My Nanjing" APP. The payment standard is implemented according to the standards of registered annual residents' medical insurance students and children.

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off-line process

Parents of prospective newborns will go to the social security office of the street where the household registration is located with their household registration book, ID card, marriage certificate and photos of expectant mothers, and the registration card for prospective newborns will be issued by the street.

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How to use it in our hospital

Quasi-newborn medical insurance?

Quasi-newborn medical insurance can not be used for outpatient registration and payment, but only for hospitalization and discharge. When the baby leaves the hospital, Ma Bao can handle the medical insurance settlement for the baby with the certificate of quasi-newborn insurance in My Nanjing APP or the quasi-newborn insurance registration card issued by the street social security office.

It should be noted that when the mother is discharged from the hospital and the baby needs to be transferred to the neonatal department for hospitalization, the baby will incur expenses in both obstetrics and neonatal departments at this time, and the family members can only choose one department to use the quasi-newborn medical insurance status at the time of settlement. It is suggested that family members use self-funded identity settlement when they are discharged from obstetrics, and quasi-newborn medical insurance identity settlement when they are discharged from neonatology.

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The medical insurance for quasi-newborns is valid for 3 months after the baby is born, and will automatically expire when it expires. Therefore, after the baby is born, Bao's father Ma Bao should go through formal insurance procedures such as baby settlement and medical insurance for students and children as soon as possible within the validity period. After formal insurance, insurance claims and medical information will be automatically linked to the baby's own official social security card according to the mother's ID number. The annual fee paid by the prospective newborn's medical insurance does not need to be paid repeatedly after formal insurance.