Medical insurance bureau Telephone, Xian 'an District, Xianning City

Xianan District Medical Insurance Bureau of Xianning City Tel: 07 15-8339438.

Medical insurance refers to the basic medical insurance premium paid in full and on time by employers and employees according to the principle of compulsory social insurance through national legislation. If it is not paid in full and on time, the basic medical insurance fund for its medical expenses will not be paid, regardless of personal accounts. Take the proportion of medical insurance payment in Beijing as an example: the employer pays 65,438+00% of its total payment base every month, and the individual employee pays 2%+ 120 yuan as a serious illness co-ordination.

Medical insurance is insurance to compensate medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth. For example, free medical care and labor insurance medical care in China. The medical expenses of employees in China are shared by the state, units and individuals to reduce the burden on enterprises and avoid waste. Insurance liability accidents need to be handled, and the insurance money will be paid in proportion.

The medical insurance system can be divided into:

① Indirect medical insurance system. Government social insurance institutions sign contracts with private medical institutions, and patients pay their own medical expenses first, and then reimburse all or part of the expenses to social insurance institutions. This system is very common in western industrialized countries.

② Direct medical insurance system. The government directly owns and manages medical institutions, and all or part of the medical expenses of workers are borne by the state. This system is quite common in socialist countries.

③ Basic medical care. Namely prevention, treatment and comprehensive health insurance services. Including improving nutrition, sanitary water supply, maternal and child health care, immunization of major infectious diseases, prevention and control of epidemic diseases and treatment of common diseases. This system is very common in developing countries. The conditions for enjoying medical insurance are determined according to the number of years of employment or the number of years of paying insurance premiums. Usually, the qualification of medical insurance is matched with sickness insurance, and those who enjoy cash subsidies from sickness insurance can enjoy medical services. China's current medical insurance system is divided into public medical system implemented by state organs and institutions and labor insurance medical system implemented by enterprises. Medical expenses are borne by the state or enterprises, and the method of individual paying part of the expenses began to be tried out in the late 1980 s.