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How to calculate personal social security pension?
The main contents are as follows:
1, individual contribution wage base;
2. All basic old-age insurance premiums paid by individuals;
3. Extract a certain proportion from the endowment insurance premium paid by the employer;
4. Interest on the amount stored in the personal account;
Legal basis: Article 11 of the Social Insurance Law of People's Republic of China (PRC).
The basic old-age insurance combines social pooling with individual accounts. The basic old-age insurance fund consists of employers, individual contributions and government subsidies.
Article 12
The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.
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