How much is Suzhou social security in 2024?

Payment standard of medical insurance for Suzhou residents in 2024:

Elderly residents in 520 yuan every year, other residents in 540 yuan every year, students and children in 330 yuan every year, and college students in 220 yuan every year.

Medical insurance reimbursement must meet two preconditions:

1, designated hospital

Designated hospitals refer to the list of hospitals with social security medical qualifications published by the social security department within its jurisdiction, and the insured chooses the hospitals for medical treatment according to the published list.

Medical insurance designated hospitals are divided into first-class hospitals and second-class hospitals, among which the first-class hospitals are divided into first-class, second-class and third-class hospitals. The higher the level, the higher the level of the hospital.

In general, each insured person can choose 4 designated hospitals for medical insurance, including 1 compulsory community hospital.

2. Costs in the three major catalogues

The three catalogues include medical insurance drugs catalogue, diagnosis and treatment items catalogue and medical service facilities catalogue.

In the medical insurance drug list, only drugs listed in Category A can be reimbursed100%; Class B drugs require individuals to pay a certain proportion, and the rest can be reimbursed.

The catalogue of diagnosis and treatment items includes necessary, safe, effective and appropriate medical treatment items, and the charging standard has been formulated by the price department. But it does not include physical examination, orthodontics and other special diagnosis and treatment items.

The catalogue of medical service facilities refers to the service facilities provided by designated medical institutions and necessary in the process of receiving diagnosis, treatment and nursing.

To sum up, medical insurance is one of the five major social insurances, which can help you to reimburse medical expenses for free or at a low price when you are sick, thus reducing the burden of life.

Legal basis:

People's Republic of China (PRC) social insurance law

second

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to guarantee the rights of citizens who have suffered losses to receive material assistance from the state and society in accordance with the law in cases of old age, illness, industrial injury, unemployment and maternity.

Article 26

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.