Can I buy two copies of medical insurance and social security?

You can't. Because buying two copies is double insurance, you will eventually ask to cancel one of them, so it is unnecessary. Moreover, the late refund will only return a small part of the personal account, and the whole part will not be returned, but it will not be worth the loss. If you want to get high security, you can buy high-grade medical insurance and social security.

1. The difference between medical insurance and social security.

1. The specific target of rural medical insurance is mainly people with agricultural registered permanent residence. Social security is aimed at people who are employed in cities and towns, so some units in cities will require social security, and social security is mandatory, and both rural and urban hukou need to be insured. 2. The payment standard is different. The annual payment standard of rural medical insurance is around 300 yuan. Social insurance premiums are paid by both employers and employees on a monthly basis, and the cost is relatively high. 3. The scope of reimbursement is different. The reimbursement ratio of social security and medical insurance is generally 70%-85%, and rural medical insurance is generally around 50%-70%.

2. Can medical insurance and social security be reimbursed at the same time?

No, and they belong to different medical security systems. If you buy rural medical insurance and social security at the same time, you can only choose one of them for reimbursement when expenses occur. However, if you are insured with commercial medical insurance, you can enjoy one more medical insurance reimbursement, and social security medical insurance and social security do not support simultaneous reimbursement.

Social security card and medical insurance card are not the same card, and they are different.

Social security card and medical insurance card are not the same card. Social security cards are uniformly planned by the Ministry of Labor and Social Security, and are mainly used in various business fields of labor and social security. It is the electronic certificate for laborers to work in the field of labor security. Medical insurance card is a medical insurance personal account card, which is equivalent to carrying personal information like an ID card.

In the case of buying medical insurance or social security, I suggest you buy social security as much as possible. Social security covers more and more aspects and can provide individuals with complete social rights and interests. If you feel worried that the reimbursement amount is not enough, I suggest that you can buy other types of commercial insurance to ensure that you can get a better reimbursement amount in the event of an accident.

Article 3 of the Social Insurance Law: After reaching the statutory retirement age, individuals who have participated in the basic old-age insurance for employees have paid less than 15 years (including extending the payment according to the provisions of Article 2), and can apply for the new rural social endowment insurance or urban residents' social endowment insurance where they are registered, and enjoy the corresponding old-age insurance benefits. Individuals who participate in the basic old-age insurance for employees reach the statutory retirement age, and the accumulated payment is less than fifteen years (including the extension of payment in accordance with the provisions of Article 2), and have not been transferred to the new rural social endowment insurance or urban residents' social endowment insurance, individuals can apply in writing to terminate the basic old-age insurance relationship for employees. After receiving the application, the social insurance agency shall inform it in writing of its right to transfer to the new rural social endowment insurance or urban residents' social endowment insurance and the consequences of terminating the basic endowment insurance relationship for employees. After my written confirmation, I will terminate the employee's basic old-age insurance relationship and pay me the amount stored in my personal account in one lump sum.