How do college students use medical insurance

The medical insurance process for college students is as follows:

1. The first hospital of medical insurance for college students is generally a school hospital.

2. If college students need to see a doctor in other designated hospitals, they need to open a referral form in the school hospital.

3. College students need to pay for medical treatment in other hospitals with a referral form.

4. College students need to submit the corresponding bills to the school hospital for reimbursement after seeing a doctor.

5. The materials shall be submitted to the Municipal Social Security Center for review after being reviewed by the school hospital.

The scope of application of college students' medical insurance card

1, medical insurance is divided into two accounts, personal account, and the money reflected in the medical insurance card can be used to buy medicines at designated pharmacies, pay outpatient expenses and pay the part of hospitalization expenses that the individual pays; The overall account is managed by the medical insurance center, and the expenses incurred by the insured who meet the local medical insurance reimbursement are paid by the overall account.

2. When seeking medical treatment, show the medical insurance card to the designated hospital to prove the identity and registration of the insured. The part of medical insurance reimbursement is settled by medical insurance and hospitals, and individuals do not need to pay in advance before reimbursement. At the time of checkout, the part paid by the individual is paid by the balance of the medical insurance card and cash.

In a word, medical insurance for college students is an important social welfare system. Students can use the medical insurance card when they go to the hospital after illness, which will reduce some expenses and be very beneficial to students, so we should carefully understand the student medical insurance card.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 22

The state establishes and improves the social endowment insurance system for urban residents.

The people's governments of provinces, autonomous regions and municipalities directly under the Central Government may, according to the actual situation, combine the social endowment insurance for urban residents with the new rural social endowment insurance.