Is it too late for 48-year-old women to buy flexible employment social security?

It's not too late for a 48-year-old woman to buy flexible employment social security.

The solution to the 48-year-old unpaid social security is as follows:

1, 48-year-old people who haven't paid social security can make it up. It's not too late to make it up. Judging from the existing policies, the social security policy stipulates that women under the retirement age of 50 can participate in the old-age insurance for urban workers. The age stipulated in the endowment insurance for urban and rural residents is under 60 years old;

Although 2.48 years old is a little old, it has no effect on insurance. No matter what kind of insurance, the minimum insurance period required in China is 15 years, and it is possible to reach the statutory retirement age. Therefore, for residents, it is too late to pay now;

3. If you choose to participate in the endowment insurance for urban workers at the age of 48, the retirement age is 62 according to the minimum payment age 15. Obviously, this may be 5 to 12 years later than other women. At the same time, according to China's pension, the longer the payment period, the higher the pension mode, and even after retirement, the pension is not high.

Methods for individuals to pay social insurance:

1. If you have established a personal account, you can directly apply to the social security agency for payment. If you have not established a personal account, you need to register with the social security agency and apply for payment;

2. The staff of the social security agency will review the overdue application after receiving it. In line with the conditions, print the business application form and submit it to the applicant for signature and confirmation, and go through the relevant formalities according to the regulations;

3 do not meet the conditions, inform the applicant of the specific reasons on the spot, and print a copy of the receipt to the applicant.

Personal social security payment application conditions:

1, the age of the insured has not reached the statutory retirement age, that is, the male has reached 60 years of age and the female has reached 55 years of age, and can apply to pay social insurance premiums within 6 months;

2. When the new rural insurance and urban residence insurance policies are implemented, if the insured person is under the age of 15, the payment will be made year by year before reaching the retirement age. After reaching the retirement age, you can choose to make a one-time payment, but you need to pay attention to the fact that the cumulative period after payment cannot exceed 15 years;

3, due to court mediation, labor inspection, labor arbitration and other rulings need to pay social insurance premiums;

4. According to the rules of household registration, social insurance premiums are required.

To sum up, you need to bring the original and photocopy of your ID card, the original household registration book, and three 1 inch blue background color photos.

Legal basis:

Article 63 of People's Republic of China (PRC) Social Insurance Law

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.

If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.