How to get social security after 8 years of social security?

You can choose to receive the pension fund of your deceased relatives, or you can receive a certain pension and social security account balance. The specific method needs to consult the staff of the Social Security Bureau.

Legal analysis

According to the relevant regulations on the issuance of old-age insurance, if the insured person dies during the payment period, his legal heir can receive funeral expenses, pensions and the balance of personal contributions in his personal account with the insured person's death certificate and the old-age insurance manual. If individual workers pay 25% of the local average wage to participate in social endowment insurance, from the month of payment, 1 1% will be included in their personal accounts, and the rest 14% will be included in the social pooling part. If an individual worker dies before meeting the retirement conditions, the part paid by the individual in his personal account, that is, the part credited to his personal account according to the local average salary 1 1% from the date of payment, and the rest after deducting the pension, shall be returned to his legal heir.

legal advice

1. Social insurance includes: old-age insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Among them, endowment insurance includes basic endowment insurance for urban workers and new rural social endowment insurance; Medical insurance includes basic medical insurance for urban workers, basic medical insurance for urban residents and new rural cooperative medical insurance.

2. It can be seen that the old-age insurance can only be collected if I am over the retirement age and still alive; Medical insurance also requires people to be alive to go to the hospital; Unemployment insurance and maternity insurance are the same. People are dead, and there is no point in making up for it.

legal ground

According to Article 14 of the Social Security Law, individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited. Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

According to Article 6 of "Several Provisions on Implementing the Social Insurance Law of People's Republic of China (PRC)", individual accounts of employees' basic old-age insurance shall not be withdrawn in advance. Individuals who leave the country to settle down before reaching the legal conditions for receiving the basic pension shall keep their personal accounts and enjoy the corresponding pension insurance benefits in accordance with state regulations when reaching the legal conditions for receiving the basic pension.