What are the requirements for buying a house in Xiamen?

1, married person, can provide marriage certificate (marriage certificate);

2. I have no room in the local area; If you have a house, the tax may be higher.

3. Can provide tax bills or social security that have been paid for 13 months in 2 years; Families who are not registered in this city are required to provide tax payment certificates or social insurance payment certificates of 1 year or more (13 months) before buying a house. However, to pay the property tax, the property tax can be discounted if the following conditions are met.

4. For high-level talents introduced in accordance with the relevant provisions of the state and this Municipality, those who are in urgent need of talents in key industries, who hold residence permits in this Municipality and work and live in this Municipality, the newly purchased houses in this Municipality belong to the only family, and the property tax is temporarily exempted.

5. For buyers who have held residence permits in this city for three years and have worked and lived in this city, their newly purchased houses belonging to the only family in this city are temporarily exempt from property tax;

6. Property tax shall be levied on the above-mentioned houses of buyers who have held residence permits in this Municipality for less than three years. The property tax levied on the above-mentioned houses can be refunded to those who have held the residence permit for three years and worked and lived in this city.

7. If you want to apply for the first set, you need to provide the first set of proof of purchase of your household registration when buying a house.

Xiamen housing purchase policy

1, the first set of housing, the original policy for 144 square meters above the tax rate of 3%, the new policy no longer divides the boundaries of 144 square meters, and uniformly stipulates that the tax rate of housing above 90 square meters is 1.5%. The second set of improved housing, the original policy stipulates that the tax rate of 90 square meters and below is 3%, and the new policy is1%; The original policy stipulated that the tax rate above 90 square meters was 3%, and the new policy was 2%.

2. You can apply for 40% down payment for the second suite, and the interest rate will go up 10%. "If the loan of the first suite is paid off, the second suite can be counted as the first suite. The first home loan currently implements the benchmark interest rate.

3. Newly-purchased commercial houses (including newly-built commercial houses and second-hand houses) can only be transferred after obtaining the certificate of immovable property rights for 3 years. This means that the new house can only be traded after obtaining the real estate registration certificate for three years.