What does it mean to stamp the social security account?

For some reason, the personal social security account has been temporarily frozen, and normal social security payment, inquiry and transfer operations cannot be carried out.

First, the reasons for the social security account being sealed

There are many reasons for sealing social security accounts, including but not limited to the following situations:

1. After an individual leaves his job or loses his job, he fails to handle the social security transfer or renewal procedures in time, resulting in the closure of his account;

2. Individuals who have reached the statutory retirement age but have not gone through retirement procedures or received pensions will also have their social security accounts sealed;

3. Individuals suspected of violating social security regulations, such as false enrollment and repeated enrollment. , will be sealed after investigation and verification;

4. Other special circumstances, such as personal death and social security system upgrade, may also lead to the closure of social security accounts.

Second, the impact of social security account sealing.

For individuals, the closure of social security accounts means that they cannot enjoy social security benefits and rights normally. Specifically includes the following aspects:

1. Failure to pay social security fees usually affects the accumulation of individual social security payment years and payment amounts;

2. Unable to query social security account information, unable to know their social security contributions and rights in time;

3. Unable to handle the transfer and merger of social security relations, which affects the development of personal career;

4. It may affect the distribution and enjoyment of personal pension, medical insurance and other benefits.

Third, lift the social security account seal.

The sealing of social security accounts is not permanent. Once the conditions are met, individuals can apply for lifting the seal. The specific unsealing process and conditions may vary according to the region and specific conditions, but it is usually necessary to provide relevant certification materials and go through the formalities.

Before unsealing, individuals need to know the reasons and specific unsealing requirements, so as not to miss the opportunity of unsealing because they don't understand the policy. At the same time, individuals should also actively pay attention to their social security accounts and go through relevant procedures in time to ensure that their social security rights and interests are not affected.

To sum up:

The closure of social security accounts means that personal social security accounts are temporarily frozen for some reason, and normal social security operations cannot be carried out. Reasons may include resignation, unemployment, retirement, social security violations and so on. In the sealed state, individuals cannot pay social security normally, inquire account information or handle social security transfer, thus affecting the enjoyment of social security rights and interests. Individuals who want to cancel their social security accounts need to know the specific reasons, provide relevant supporting materials and go through the formalities according to regulations.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 63 provides that:

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.

If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.

Article 86 provides that:

If the employer fails to pay the social insurance premium in full and on time, the social insurance premium collection agency shall order it to pay it within a time limit or make up for it, and from the date of default, an overdue fine of 5/10000 shall be added daily; Failing to pay within the time limit, the relevant administrative departments shall impose a fine of more than one time and less than three times the amount owed.