Can I get a refund after paying social security for one year?

Under normal circumstances, it is not refundable.

Under special circumstances, social security can be refunded.

1, who reaches the statutory retirement age and the social security contribution is less than 15 years, can apply to terminate their pension insurance relationship;

If a person dies suddenly, the amount stored in the personal account can be inherited by the heir.

3. Those who have lost their China nationality or emigrated may apply for termination of job security and return their personal part.

4. At the same time, it can be returned in case of repeated payment.

Social insurance can ensure that citizens can get material help from the state and society in accordance with the law in the case of old age, illness, work injury, unemployment and childbirth. And the social security fees already paid cannot be refunded or withdrawn in advance.

Interpretation of social insurance law

1, social insurance, people usually refer to social security, including pension, medical care, work injury, unemployment and maternity insurance, not just pension insurance, many people confuse the two and equate pension insurance with social security;

2. Social insurance is at the national level, providing citizens with material assistance in five situations according to law. It is backed by state power and state finance, with high security and emphasis on the nature of protection, which is different from other commercial insurance.

3. Obtaining material assistance according to law refers to participating in social insurance in accordance with the Social Insurance Law, and at the same time complying with relevant laws and regulations such as the Labor Contract Law, and meeting legal conditions, rather than obtaining it free of charge;

4, the basic old-age insurance, basic medical insurance, this word is basically to explain the scope of protection, the degree of protection is limited, can only provide some material help.

When handling the surrender, the surrenderer shall provide the following documents:

(1) application for surrender. The written consent of the insured shall be provided if the insured requests to surrender the insurance.

(2) A valid insurance contract and the last payment certificate.

(3) the identity certificate of the insured.

(4) If entrusting others, the applicant's power of attorney and the client's ID card shall be provided.

Legal basis:

Article 11 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the basic old-age insurance shall combine social pooling with individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 14 of the Social Insurance Law of People's Republic of China (PRC) stipulates that individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.