Job Recruitment Website - Social security inquiry - What will happen if you don't pay medical insurance

What will happen if you don't pay medical insurance

1, can not enjoy the health insurance treatment: health insurance is to protect the rights and interests of the insured in the medical care, if you do not pay the health insurance, you can not enjoy the health insurance treatment, you need to bear all the medical costs;

2, affect the social security contribution years: health insurance contribution years is part of the social security contribution years. If you don't pay the medical insurance in time, it will affect the accumulation of social security contribution years, which will affect the treatment of other social insurance such as pension insurance and unemployment insurance;

The consequences of not paying the medical insurance are as follows:

1. You can't enjoy the treatment of the medical insurance: the medical insurance is designed to protect the participant's rights and interests in medical care, and if you don't pay the medical insurance, you won't be able to enjoy the treatment of the medical insurance and will need to bear all the medical costs yourself;

2. All of the medical costs;

2, affect the social security contribution period: medical insurance contribution period is part of the social security contribution period. If you don't pay the medical insurance in time, it will affect the accumulation of social security contribution years, which will affect the treatment of other social insurances such as pension insurance, unemployment insurance and so on;

3, you will be fined: according to the relevant laws and regulations of the country, it is a violation of the law not to pay the medical insurance, and you will be fined once you are found. The amount of the fine depends on different regions and situations, and is generally calculated as a percentage of the unpaid health insurance premiums.

Requirements for medical insurance:

1. The qualifications for medical insurance include urban workers' basic medical insurance, urban and rural residents' basic medical insurance, new rural cooperative medical care and other types, and there may be differences in the qualifications for different types of medical insurance;

2. Payment of medical insurance premiums. Health insurance applicants need to pay health insurance premiums in accordance with the regulations, and the payment method can be self-payment or payment on behalf of the unit;

3. Provide relevant documents and information. Applicants for health insurance need to provide proof of identity and relevant documents, such as ID cards, household registers, social security cards, etc., as well as a list of medical expenses related to health insurance, diagnostic certificates and other information;

4. Meet the stipulated reimbursement standards for health insurance. Different types of health insurance qualifications correspond to different health insurance reimbursement standards, you need to meet the prescribed health insurance reimbursement standards in order to enjoy the health insurance services.

I hope the above content can help you, if you have other questions please consult a professional lawyer.

Legal basis: "Chinese people's *** and the State Social Insurance Law" Article 26

The basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents in accordance with the national provisions of the standard of treatment.

Article 27

Individuals who have participated in the basic medical insurance for employees and whose accumulated contributions have reached the number of years stipulated by the State when they reach the legal retirement age shall no longer pay the basic medical insurance premiums after their retirement, and shall be entitled to the basic medical insurance benefits in accordance with the State's provisions; if they have not yet reached the number of years stipulated by the State, they may make contributions up to the number of years stipulated by the State.

Article 28

Medical expenses that conform to the basic medical insurance drug catalog, diagnostic and therapeutic items, standards of medical service facilities, as well as those for emergencies and salvages, shall be paid out of the basic medical insurance fund in accordance with state regulations.