How much old-age insurance can urban and rural residents receive?

Endowment insurance for urban and rural residents is different from that for urban workers. Endowment insurance for urban and rural residents generally takes the form of voluntary insurance, not compulsory. I. How to calculate the pension for urban and rural residents' pension insurance (1) Pension consists of basic pension and personal account pension. The basic pension standard is 120 yuan per person per month, and the monthly payment standard of personal account pension is 139. (2) Personal account pension shall be paid according to the proportion of personal account items, and shall be paid from the fund after personal account payment. (3) The basic pension subsidies of the central finance and the municipal finance total 1.20 yuan per person per month, of which: the central finance subsidizes 55 yuan for people aged 60 or above, and the rest 65 yuan is subsidized by the municipal finance; Lesbians aged 55-59 who have received treatment according to the provisions of the new agricultural insurance system will enjoy the treatment of residents' old-age insurance after being transferred to the residents' old-age insurance, and the basic pension subsidy per person per month 120 yuan will be fully borne by the municipal finance. (4) If the insured pays for more than 15 years, the basic pension will be increased by 5% for each payment period exceeding 15 years, with a maximum increase of 50%. (5) The township (street) labor and social security office will query and generate a notice for the insured who meet the conditions of receiving pension benefits next month through the urban and rural residents' information system on a monthly basis, fill out the Application Form for Social Endowment Insurance for Urban and Rural Residents in Maanshan City, hand it over to the village (community) administrator, and notify the insured to go through the formalities of receiving pension. After the village (community) receives the application, it shall be audited by the village (community) administrator, reported to the township (street) agency for audit, audited by the district agency, and approved by the municipal agency. The municipal agency shall deposit the pension in the entrusted bank before the 25th of the following month, and receive the personal pension passbook. (six) landless farmers can enjoy the benefits of old-age insurance and basic old-age security at the same time. (seven) residents' pension insurance benefits and pensions for immediate family members of employees who died due to illness and non-work-related deaths can be enjoyed at the same time, except as otherwise provided by the state. (eight) after the death of a person who enjoys the treatment of old-age insurance for residents, he will be given a funeral fee of 2000 yuan and a one-time subsidy for living difficulties, and a pension for the deceased for 8 months before his death. Residents' pension insurance funeral subsidies and basic old-age security for landless farmers cannot be enjoyed at the same time, so there are high and low. The application for funeral subsidy shall be handled within 60 days after the death of the insured, and the cremation certificate of the deceased, the identity card of the designated beneficiary or legal heir, and the relevant certificates of the heir shall be provided. (9) If a person is sentenced to criminal detention, fixed-term imprisonment or reeducation through labor, his pension will be suspended during the period of serving his sentence or reeducation through labor. After serving a sentence or reeducation through labor expires, the pension can continue to be paid according to the standard before serving the sentence or reeducation through labor, and participate in future pension adjustment. The person receiving treatment was sentenced to control. Second, how to query the endowment insurance 1, social security center. If you don't know your social security account number, you can bring your ID card to the business halls of social insurance agencies in various districts to inquire. 2. Inquire about the labor security network or social insurance business website of your city online, click the "Personal Social Security Information Inquiry" window, and enter my ID card and password (password is your social security number or the date of birth of your ID card) to inquire about my insurance information. 3. Telephone consultation Call the labor security comprehensive service telephone number "12333" for policy consultation and information inquiry. 4. Touch screen inquiry If there is a touch screen inquiry system for social insurance in the business hall of social insurance agencies in each district, swipe your card or enter the card number or ID number according to the screen prompts for inquiry. III. Conditions for Receiving Pensions Individuals who participate in the basic old-age insurance can receive the basic old-age pension on a monthly basis if they have paid 15 years when they reach the statutory retirement age. In other words, employees who participate in endowment insurance must meet two conditions before they can receive pensions: first, they must reach the statutory retirement age; Second, the accumulated endowment insurance premium has reached 15 years. The so-called legal retirement age refers to the age when employees resign and are eligible for pensions. According to the relevant regulations, the current legal retirement age of enterprise employees in China is: 60 years for men, 50 years for women employees and 55 years for women cadres. Engaged in underground, high altitude, high temperature, particularly heavy manual labor or other jobs harmful to health (that is, special types of work), the retirement age is 55 years for men and 45 years for women; Disabled due to illness or non-work-related, the retirement age is 55 years old for men and 45 years old for women, which is certified by the hospital and confirmed by the labor appraisal committee. There is still a big difference between pension and retirement pension. Not every unit will pay retirement wages after workers retire, but everyone can receive a pension, only need to pay 15 years. According to the law, pension consists of basic pension and personal account pension. The basic pension standard is 120 yuan per person per month, and the monthly payment standard of personal account pension is 139.

Legal objectivity:

Social insurance regulations

Article 15

The basic pension consists of overall pension and individual account pension.

The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Social insurance regulations

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis;

Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.