What is social security?

1. For employees, social insurance is now commonly known as "five insurances and one gold". The specific five risks are: endowment insurance, medical insurance, unemployment insurance, maternity insurance and industrial injury insurance; One gold: housing accumulation fund.

"Housing accumulation fund"; Specific units and individuals each account for 50% of the proportion, calculated according to the average annual salary of individuals. The state stipulates that the housing accumulation fund shall not be less than 10% of the salary, and the units with good benefits may be higher, and the employees and units shall bear 50% respectively. Therefore, it is very cost-effective for employees to pay housing provident fund!

In terms of "five risks", according to the wages of employees, the sharing ratio between units and individuals is generally: pension insurance units bear 20%, and individuals bear 8%; 6% for medical insurance units and 2% for individuals; Unemployment insurance unit 2%, individual1%; 1% maternity insurance shall be borne by the unit; 0.8% of work-related injury insurance is also borne by the unit, and individual employees do not bear maternity and work-related injury insurance.

2. Social insurance generally cannot be withdrawn in advance. If you change your work unit, social insurance can be transferred with the change of working relationship! ! Continue to pay social insurance premiums in the new unit, which belongs to social overall planning and is beneficial to individuals.