Can social security and medical insurance be reimbursed at the same time?

Social insurance and commercial insurance cannot be reimbursed at the same time. If the invoice has been reimbursed once after social security claims, the insurance company can't reimburse it if it has been fully reimbursed. The principle of loss compensation in insurance requires that the amount of compensation that the insured can get can only be restored to the state before the accident, and the insured cannot get more or less compensation than the loss.

legal ground

Article 2 of People's Republic of China (PRC) Insurance Law

The term "insurance" as mentioned in this Law refers to the commercial insurance behavior in which the applicant pays the insurance premium to the insurer according to the contract, and when the insured dies, suffers from disability, illness or reaches the age and time limit agreed in the contract, the insurer shall be liable for the property losses caused by the possible accidents agreed in the contract.