20 19 Xuzhou social security payment base is 2750, how much does the enterprise pay?

Endowment insurance: the unit pays 2 1% for you every month, and you pay 8% yourself;

Medical insurance: the unit pays 9% for you every month, and you pay 2% plus 10 yuan major illness co-ordination (major illness co-ordination mainly covers hospitalization);

Unemployment insurance: the company pays you 2% every month, and you pay it yourself1%;

Work-related injury insurance: the unit pays you 0.5% every month, and you don't pay a penny yourself;

Maternity insurance: the unit pays you 0.8% every month, and you don't pay a penny yourself;

Housing accumulation fund: the unit pays you 8% every month, and you pay 8% yourself.

To sum up: the social security ratio paid by the company for you every month is: 21%+9%+2%+0.5%+0.8%+8% = 41.3%; Your monthly social security payment is: 8%+2%+ 10 yuan+1%+8% =19%+10 yuan. Leaving aside 10 paid by Yuan You for the time being, the proportion paid by the company and that paid by you should be 4 13: 190, which means that if you pay 190 yuan's social security for you every month, the company will put 4 13 yuan into your social security account, and your social security account will be increased every month.

Back to three insurances and one gold and five insurances and one gold, everyone should have seen it here. In fact, the three insurances and one gold mentioned in Jianghu are completely equal to five insurances and one gold, except that the three insurances and one gold come from the insurance paid by you personally (pension+medical care+unemployment+provident fund), and the five insurances and one gold come from the insurance paid by your company (pension+medical care+unemployment+work injury+maternity+provident fund). Just say that three insurances and one gold are five insurances and one gold.

In addition to the unit can pay social security for you, in fact, people who have no job but have income or people who have a unit but don't pay social security can also pay social security themselves, but individuals can only pay endowment insurance+medical insurance, work injury, maternity, unemployment and provident fund, which individuals can't pay.

What is the base of social insurance payment?

The ratio of the company's monthly social security payment is almost 4 13: 190, so now there is another question: What is the relationship between the monthly social security payment and this ratio? How is the social security fee determined?

Every province and city will issue a "minimum payment base of social insurance" at the beginning of July every year, which is determined after statistical calculation according to the average salary+welfare+various subsidies of employees in the previous year. The minimum base number announced by Nanjing in July this year is 1 189 yuan, which means that as long as Nanjing is a unit that pays social insurance for employees regularly, the minimum monthly payment for each employee is1189× 41.3% = 491yuan.

Please note that 1 189 is the lowest radix, and there is the highest radix above 1 189. Nanjing's highest base this year seems to be more than 8,000. I forgot the details, too If your salary is below 1 189 yuan per month, the company must also pay1/89 yuan +089 × 4 1.3% = 49 1 yuan, and you must pay at least/kloc-every month. This is the significance of 1 189 as the minimum payment base of social security: even if you get 1000 or 800 yuan a month, you have to pay the minimum amount of 1 189 every month!

But if your salary is higher than 1 189, for example, you earn 3,000 yuan a month, then the labor bureau will deduct your company and your money based on 3,000 yuan, and then pay it to your social security account. At this time, your company will pay you 3000×4 1.3%= 1239 yuan every month. And you personally have to pay 3000× 19%+ 10=580 yuan every month. If you get 10000 a month, the maximum base is 8000, and you pay 8000 with your company.

Here, I want to expose the shameless practices of some companies. These companies may give you thousands of wages every month, but when you go to the labor bureau to declare your base, you will not report it according to your actual salary. For example, if you take 3,000 yuan a month, they may say that you only take 1 189×6589 yuan, and then the labor bureau will only deduct you 1 189×659 yuan a month. Because the company pays twice as much as you, the less you pay, the less they pay! If calculated according to your actual salary of 3,000 yuan, they should pay you 3000×4 1.3% = 1239 yuan per month, while if calculated according to 1 189×4638, they will only pay you/kloc-0 per month. Regular companies will only report to the labor bureau according to your actual salary and deduct money! It's simple to determine the base number paid by the company for you: 300 yuan social security is deducted every month, and your base number is almost 300÷ 19%≈ 1578 yuan. See if your salary is this amount. If your salary is significantly higher than 1578, for example, you actually get 3000 or 4000 a month.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.