Can I surrender my insurance in Changtai?

You can't get a refund. If you don't want to pay, you can stop the insurance.

We say that there are only two situations in which there is money in the social security card, but it can't be taken out and used under normal circumstances.

One is the money in the personal account of the medical insurance account, which can be used to pay for outpatient expenses or drugs purchased by designated pharmacies and other things that can be paid by medical insurance cards (the existing methods are proposed, but it is not recommended to do so because it involves false transactions, after all, it is illegal);

The other is the money in the personal account of endowment insurance. The normal process is to pay according to the number of months after retirement, one part is the monthly pension, and the other part is paid by the society as a whole (you can take it out if you want, unless you are an immigrant or cannot retire at retirement age, you can also take the personal part).