How many years should I pay social security to get a pension?

You can get it in 15 years. To receive a monthly pension, employees must reach the statutory retirement age and have gone through retirement procedures; The units and individuals where they work have participated in and fulfilled the obligation to pay endowment insurance according to law; Personal payment must be at least 15 years. Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons.

Old-age insurance, the full name of social basic old-age insurance, is a social insurance system established by the state and society according to certain laws and regulations to solve the basic life of workers who reach the working age limit stipulated by the state and terminate their labor obligations or quit their jobs because of old age. It is an important part of the social security system and one of the five most important social insurances. The purpose of endowment insurance is to protect the basic needs of the elderly and provide them with a stable and reliable source of life.

At present, the minimum payment period of social insurance in China is endowment insurance 15 years, and medical insurance is 20 years for women/25 years for men. The state is proposing social insurance reform. In addition to coordinating the implementation of social security nationwide, there is also a debate about the minimum life of insurance. It may be necessary to cancel the minimum insurance period and enjoy welfare benefits in accordance with the principle of "paying more and getting more benefits".

How many years does it take to pay social security to get a pension?

Only after paying social security for at least 15 years can you get a pension at retirement age.

1. If there is a company, even if the employees have not retired for 15 years, the enterprise will continue to pay fees until retirement; Individuals who pay social security can stop paying or continue to pay.

According to the local policy, we will definitely continue to pay well. Endowment insurance follows the principle of "pay more and get more". The higher the payment base, the longer the service life, and the more pensions you receive when you retire.

3. Pension insurance must pay the prescribed minimum payment period 15 years, and you can enjoy pension benefits (except for delayed retirement) when you reach retirement age (60 years for men/55 years for women).

How much social security retirement can you get after paying 15? Pension = basic pension+personal account pension. In which: basic pension = (average monthly salary of employees in the whole province last year+average monthly payment salary of myself) ÷2× payment period × 1%. Monthly basic pension = basic pension+personal account pension+transitional pension; Transitional pension = the average monthly salary of employees in the province last year × the payment period before my average salary index ×65438+February 3 1 (including deemed payment period) × 1. 4%。

Need to pay attention to the following questions:

1, social security needs to wait until retirement age to apply for retirement and receive pension.

2. Those who have not reached retirement age cannot enjoy medical treatment from the time they stop paying premiums to retirement. You can enjoy medical treatment after retirement. This can be replaced by rural cooperative medical care or urban and rural medical care.

3. The local social security policies are different. I suggest you consult the social security department directly, and the local hotline: 12333 can consult the endowment insurance. The most authoritative answer.

4. To apply for social security, individuals should first go to the individual payment window of the social security agency to collect and fill in the Declaration Form for Individual Payment of Social Insurance in a City and the Contract for Entrusting Banks to Collect Social Insurance Fees, as follows: Individual social security participation types: basic old-age insurance and basic medical insurance.

A male worker in Beijing began to pay social security at the age of 45 and retired at the age of 60. The average wage of employees in the previous year was 7706 yuan. Suppose his average salary is 4,000 yuan in this 15 year, the proportion of individual and unit contributions to pension insurance is 8% and 20% respectively, and the personal account pension savings is 4,000× 8 %×12× 65438.

Personal account pension = 57600139 = 414 yuan.

Basic account pension = (77064000) ÷ 2×15×1%= 878 yuan.

The monthly pension he receives after retirement is 4 14878= 1292 yuan.

General social security is partly paid by enterprises and partly by individuals. If there is no enterprise, individuals can also pay social security, and the social security paid by individuals can be the lowest. If the enterprise does not pay social security for its employees, the employees may file an arbitration with the Labor Arbitration Commission. Ask the employer for compensation.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Social insurance law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.