July social security base adjustment, why some people's hand-to-hand wages less?

Mid to late July, the diligent partners have long been good accounts and the last belonging period tax reported to the seven or eight, we miss the social security declaration of the majority of the levy period, but also finally resumed. Some small partners immediately found the social security base adjustment, their wages in hand became less! What is going on? Today, the deep space network to the social security to everyone to sort out a clear, hurry up together with the collection of learning to it

Five insurance and a gold in the end is which five insurance and which a gold?

Whether it is the interviewer, or the interviewer, in the interview will come across a question, is: the company will help me to buy five insurance and one gold after joining the company? This question is familiar to everyone, the answer is: yes. Because the state has expressly provided that the company is required to purchase social security for employees.

So, which five insurance and which one gold? Do you know? After all, this is also related to personal self-interest, partners must be memorized in mind ah!

Deep space network tips: Although the role of the five insurance are different, but the five kinds of insurance is "bundled sales", that is to say, as long as you are in the company for you to buy social security, then the five kinds of insurance are complete!

What is the calculation of the social security payment?

As for how much is deducted from the social security amount, this depends on your income, which is used as the base for calculating social security. So, the higher your salary, the more you have to deduct from your social security? The lower your salary, the less you have to deduct? Yes, but it's not unlimited! Each year, the regional human resources bureau will coordinate the upper and lower limits of the social security contribution base according to the previous year's average municipal salary!

That is to say, if the salary is lower than the lower limit of the annual social security contribution base announced by the HSSA, the lower limit will prevail; if the salary is higher than the upper limit of the annual social security contribution base announced by the HSSA, the upper limit will prevail.

The following Guangzhou, for example, to give you a detailed explanation:

We can clearly see that the annual adjustment of the 2021 annual contribution base lower limit than to be higher, the base is adjusted upward, to be deducted from the amount of social security increased! So after the implementation of the new annual adjustment of the social security base, the hand salary is naturally less.

Shenzhen network tips: If your salary (contribution base) are between the upper limit and lower limit of the various types of insurance, then this adjustment, only need to pay attention to the major medical benefits as well as changes in the supplementary medical insurance can be, because this part of the contribution base is uniformly limited.

How to calculate the social security base for employees?

Older employees: the average monthly salary of the employee in the previous year (January-December) is used as the contribution base.

Case study: the deep space network employee big brother, January to May, monthly salary of 8,000 yuan, mid-year salary adjustment, June to December, monthly salary of 9,000 yuan, to the end of the year, the year-end bonus of 5,000 yuan. So what is Big Brother's social security contribution base for the year 2021?

Deepspace.com calculates: Big Brother's average monthly wage income for the previous year = ($8,000 x 5 + 9,000 x 7 + 5,000) / 12 = $9,000.

New employees: the employee's actual monthly salary as the contribution base.

Case study: SZKN Second Brother is a new employee who joined in May, with a monthly salary income of 5,000 yuan, how should the contribution base be calculated?

Tips from SZN: For new employees, the social security contribution base can be calculated according to the full month's salary in the first month of employment, so the contribution base for the second brother is 5,000 yuan per month.

Sharing about the social security base, here, if there is still do not understand the place, you can leave a message to the deep space network oh!