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Is Xi'an pension insurance the same as social security
The two are not exactly the same. The social security we usually talk about actually includes five insurances, i.e. pension insurance, medical insurance, work injury insurance, unemployment insurance and maternity insurance. And pension insurance is only one part of social security.
Pension insurance and social security are not the same. The specific differences are as follows, 1, the scope is different. (1) The main items of social insurance include pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. (2) Pension insurance includes enterprise annuities, commercial pension insurance of insurance companies, and generally speaking, pension insurance refers to the pension insurance in social security, which is the basic pension insurance.2. The main body of processing is different. (1) social security contributions according to China's national regulations require employers to pay all the proportion of income according to employees. Among them, pension, medical and unemployment insurance is paid by the employer and the employee respectively in proportion to the work injury and maternity insurance is all paid by the employer, the individual employee is not required to pay. (2) Individuals can only buy pension insurance and medical insurance in the capacity of flexible employment.3. Different years and accumulated amount (1) Pension insurance and medical insurance in social security have a coordinated account and individual account, in which the individual account can accumulate the amount and the number of years of contributions, pension insurance contributions for 15 years, the employee can receive a monthly pension after retirement. (2) In case of commercial pension insurance, which is a kind of pension insurance purchased by individuals, it is not possible to accumulate the amount of money and the number of years of contribution. The insured of commercial pension insurance, after paying a certain amount of premiums, can start to receive pension from a certain age.
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