Will social security stop automatically when the retirement age is up?

At present, the social security participation system in some areas is set up, and the payment will automatically stop the next month when the insured reaches retirement age. However, the actual policies in different regions are different, and some regions are still allowed to pay for insurance after reaching retirement age, so the policy of the insured place shall prevail. When you reach retirement age, but the number of years of social security participation is insufficient, you will not be able to receive a pension or enjoy lifelong medical insurance. At this time, it is necessary to pay the missed payment period. How to pay depends on whether the local policy is to extend the payment period or pay in one lump sum.

Whether social security will automatically stop paying after retirement depends on the score: if it is an enterprise employee, the system will automatically stop paying the next month when the payer reaches the legal retirement age; If it is a flexible employee, the system will not automatically stop paying, and the payer needs to handle it himself. Details are as follows:

1. On-the-job employee: If the employee pays social security in the company, the system will automatically stop paying after the employee reaches the legal retirement age. The online service system of the unit will remind the employer three months in advance that the employees who are about to reach the legal retirement age. If the employee reaches retirement age, the employer needs to inform the employee to go through retirement procedures. On the other hand, if the laborer meets the conditions for holdover, the employer shall also promptly inform the laborer to handle holdover formalities in accordance with relevant laws and regulations.

2. Flexible employees: If retirees pay employee social security as flexible employees, the system will not automatically stop paying. If the payer meets the conditions of retirement benefits, he must go through the retirement formalities in time in the month when he reaches the legal retirement age, and then the social security can be adjusted to stop paying.

It should be noted that the holdover is not for all personnel, and must meet the conditions of local social security holdover. Due to different local laws and regulations, the insured can consult the local social security agency to understand the specific requirements, and go through the formalities of stopping payment as required. Generally speaking, if you are a retired employee working in the unit, you don't have to worry too much about social security issues, and submit relevant applications and materials according to the tips of the unit; Those who pay social security as flexible employees should go through retirement procedures in time when they reach retirement age.

legal ground

People's Republic of China (PRC) labor contract law

Article 44 The labor contract shall be terminated when the laborers in Item 2 begin to enjoy the basic old-age insurance benefits according to law.

People's Republic of China (PRC) social insurance law

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.