Does social security include maternity insurance?

Social security includes maternity insurance.

First, the basic composition of social security

Social insurance, referred to as social security for short, is a social and economic system that provides income or compensation for people who are unable to work, temporarily unemployed or suffer losses due to health reasons. The social security system usually includes five kinds of insurance: endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. These types of insurance have become the main framework of China's social security system, aiming at providing all-round protection for the insured.

Second, the function and significance of maternity insurance

As a part of the social security system, maternity insurance mainly provides maternity allowance, maternity leave and necessary medical services for insured professional women. Through maternity insurance, insured women can get some financial support during childbirth, thus reducing the economic burden brought by childbirth. At the same time, maternity insurance also helps to promote women's equal employment and protect their legitimate rights and interests during childbirth.

III. Participation and treatment of maternity insurance

In China, most employers need to pay maternity insurance for their employees. Insured persons who meet the relevant conditions can enjoy maternity insurance benefits. These benefits usually include maternity allowance, reimbursement of medical expenses and maternity leave. The specific treatment standard and application process may be different due to different regions and policies. The insured can consult the local social security department or relevant institutions for detailed information.

Four, the relationship between maternity insurance and other social security insurance

Maternity insurance and other social security insurance are complementary in their security functions. For example, the old-age insurance provides the insured with living security after retirement, while the medical insurance is responsible for reimbursing the insured's medical expenses. Unemployment insurance and industrial injury insurance provide economic assistance to the unemployed and industrial injury workers respectively. These types of insurance have become a complete framework of China's social security system, providing all-round protection for the insured.

To sum up:

Social security usually includes maternity insurance. As an important part of the social insurance system, maternity insurance aims to provide maternity allowance, medical services and maternity leave for insured professional women. Through maternity insurance, insured women can get some financial support during childbirth, reduce their financial burden, and help promote women's equal employment and protect their legitimate rights and interests. In addition, maternity insurance and other social insurance types complement each other in their security functions, and isomorphism has become a complete framework of China's social security system.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 53 provides that:

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.

People's Republic of China (PRC) social insurance law

Article 54 provides that:

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.

Special provisions on labor protection for female workers

Article 7 provides that:

Female employees enjoy 98 days of maternity leave, including prenatal leave 15 days; In case of dystocia, maternity leave shall be increased 15 days; For multiple births, the maternity leave will be increased by 1 5 days for each additional child. Female employees who miscarry less than 4 months after pregnancy are entitled to 15 days maternity leave; Abortion after 4 months of pregnancy is entitled to 42 days of maternity leave.