Is hospitalization in social security only reimbursed for hospitalization expenses?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! In-hospital medical insurance is an insurance that takes people's health status as the insurance target. Social security hospitalization is often our most basic medical security. If necessary, we need to improve some necessary commercial hospitalization medical insurance for ourselves. Generally speaking, hospitalization in social security does not mean reimbursement of hospitalization expenses, and its coverage generally includes reasonable and necessary hospitalization expenses, including general nursing expenses, medical expenses, treatment expenses, examination expenses, laboratory expenses, radiation expenses, anesthesia expenses, blood transfusion expenses, oxygen delivery expenses, materials expenses, operation expenses, etc.

Basic points for attention in purchasing commercial hospitalization medical insurance;

1. Before buying medical insurance, be sure to read the insurance liability clauses carefully to understand the scope of medical insurance.

2. Pay attention to telling the truth and autographing when applying for insurance, choose a hospital recognized by the insurance company when staying in hospital and report the case in time, and ask the agent to list the required information at one time and save it as needed.

3. Pay attention to the deductible clause. For compensatory medical insurance, the insurance company stipulates the deductible, and those below the deductible cannot get compensation.

The medical expenses in today's society are getting higher and higher. In addition to relying on social security, we should also plan ahead and increase the medical insurance for commercial hospitalization if possible. Provide a variety of commercial hospitalization medical insurance coverage, you can choose the commercial hospitalization medical insurance coverage that suits you according to your own needs.