How to calculate the deductible of social security card insured?

Nineteenth overall fund to pay hospitalization expenses Qifubiaozhun. The qifubiaozhun for first-,second-and third-class hospitals is l000 yuan, 1200 yuan and 1600 yuan respectively. Qifubiaozhun is the same for each hospitalization, and there is no Qifubiaozhun for the third hospitalization in the year.

Article 20 The hospitalization expenses incurred by employees in designated medical units that meet the requirements of basic medical insurance shall be paid by individuals first, and the part exceeding the Qifubiaozhun shall be mainly paid by the overall fund, but individuals still have to bear a certain proportion. The proportion of individual commitment shall be calculated according to the cumulative expenses. The calculation ratio of each wage is:

(a) the part of the hospitalization medical expenses above the Qifubiaozhun to 10000 yuan (including this number, the same below), the personal burden is 25%;

(two) hospitalization expenses 10000 yuan to 20000 yuan, the personal burden of 20%;

(three) the part of hospitalization medical expenses between 20000 yuan and 30000 yuan, personal burden10%;

(four) the hospitalization expenses in the range of 30 thousand yuan to 40 thousand yuan, the personal burden of 8%.

Twenty-first overall fund to pay hospitalization expenses annual maximum payment limit of 40000 yuan. Medical expenses exceeding the annual maximum payment limit do not belong to the scope of basic medical insurance payment. It can be solved by establishing social medical assistance fund or supplementary medical insurance, and the specific measures shall be formulated separately.