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Do you need social security to buy a car?
1, buying a car generally does not require social security. Buying a car by mortgage requires social security, and you can buy a car loan without social security. Proof of income is one of the necessary procedures for loans. If you can't provide proof of income, you can't prove your repayment ability, and the loan can't pass. Social security is not a key factor in the loan process. You can buy a car without social security.
2. Legal basis: Article 64 of People's Republic of China (PRC) Social Insurance Law.
Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.
The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.
The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.
Second, what materials do you need to buy a car?
1. If you buy a car in full, you only need the ID card, driver's license and bank card of the car buyer.
If you borrow money to buy a car, you need to fill out an application form for car loan first. Generally speaking, important information in the form, such as age and repayment ability, will be an important condition for your success in applying for a loan. Id card, driver's license, bank card or necessary materials. In addition, according to the specific requirements of banks or financial institutions, income certificates, bank accounts, guarantor information and other materials may be needed.
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