The difference between agricultural insurance and social security —— Introducing the difference between agricultural insurance and social security.

1, security object. The basic old-age insurance for urban workers is to protect urban employment groups. However, the new rural endowment insurance protects rural residents.

2. Financing structure. This is the most important point. The main fundraiser (payer) of the basic old-age insurance for urban workers is the employer, which has paid a large part, and of course individuals have also paid it. The main payer of rural endowment insurance (new rural endowment insurance) is the government, which gives basic pensions to the elderly and subsidies to the young and middle-aged, which is different from that in cities.

3. Flexibility of insurance payment. One of the new rural insurance policies is not included in the basic old-age insurance for urban workers. This principle is "flexibility". Generally speaking, the basic old-age insurance for urban workers is not flexible in terms of the proportion of contributions, eligibility and payment standards. New farmers keep a principle called "flexibility". For example, the designed payment standards range from 100 to 200, 300, 400 and 500 yuan. Farmers can choose according to their own income level, and at the same time allow local governments to increase the payment standard, which can be increased upwards or downwards. This is to adapt to the fact that the economic development is unbalanced and the income level of farmers is quite different. Therefore, we must be flexible and not across the board.

4. Voluntary and compulsory. The basic old-age insurance for urban workers is compulsory according to the provisions of national laws and regulations, and employers, employers and individual workers must pay according to the provisions. Rural endowment insurance emphasizes the principle of voluntariness, and farmers participate voluntarily. This is also the government's guidance according to the actual situation in rural areas at this stage, but it does not engage in mandatory orders.