Can I take medical insurance for prescription drugs?

Prescription drugs can be swiped by medical insurance card. Generally speaking, prescription drugs refer to drugs that can only be prepared, purchased and used with the prescription of medical practitioners or professional assistant doctors. Just buy prescription drugs from the designated social security medical institution with the prescription prescribed by the doctor, and you can use the medical insurance card for reimbursement (if it is a hospital prescription drug used during hospitalization, it can be reimbursed by the medical insurance as a whole).

Prescription drugs are mostly divided into the following situations:

1, the new drug is on the market, and its activity or side effects need further observation;

2. Some drugs that can produce dependence, such as morphine analgesics and some hypnotics;

3, the drug itself is toxic, such as anticancer drugs;

4. Special drugs for treating certain diseases, such as cardiovascular and cerebrovascular diseases, must be prescribed by doctors after diagnosis and used under the guidance of doctors. In addition, prescription drugs are only allowed to advertise in professional medical newspapers and periodicals, not in the mass media.

Prescription drugs refer to drugs that must be prescribed by medical practitioners according to the patient's condition. These drugs often have strong pharmacological effects, only for more serious diseases and symptoms, and there are relatively many adverse reactions of drugs. Drugstores generally don't sell them without a doctor's prescription.

To sum up, although prescription drugs have many characteristics, they do not affect their medical insurance cards and medical insurance reimbursement. Designated medical insurance pharmacies have special prescription drug counters, and the medicines in hospitals are basically prescription drugs. Drugs in these places can be swiped with medical insurance cards and reimbursed normally.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.