How long do I have to pay social security to buy a house? Buy real estate considerations

Buying a house social security to pay how long also need to be based on the local property market restrictions on the purchase policy, because different cities have different restrictions on the purchase policy, social security to pay the number of years there is also a difference. For example, foreigners in Changsha need to pay more than two consecutive years before you can buy a house, while foreigners in Shanghai need to pay more than five consecutive years and married status before you can buy a house.

It should be noted that the social security to buy a house, generally the local city limit, for foreign household registration of people to buy a house only need to provide proof of social security contributions.

Buying notes

1, try to avoid the problem developers of the period house

Currently most of the developers capital chain situation is still relatively safe. However, in recent times, the phenomenon of quality problems about various properties or delivery of housing has become more and more common. For some blind expansion as well as the strength of the weak developers, the risk of capital chain breakage is increasing, the danger of the building rotten is also increasing. So when you buy a period house, you must choose a brand developer, so that the security is higher.

2, continue to wait and see

Reduced interest rates, also exempted from the tax, the price of housing is also much more reasonable, and now buy a house is indeed a lot lower cost. But in the absence of a significant improvement in the macro-economy, these policies will continue to intensify. It should be said that there is still some room for interest rates to go down, while there is still huge room for tax exemptions and even subsidies. The most critical home prices are estimated to have room to fall by 5-10 percent.

3, try to consider the second-hand sub-new houses

, see, feel, real. Compared with the period house to be much safer. In the country will be second-hand sales tax levy from 5 years to 2 years later, the advantages of these new houses clearly reflected. Recently and Yu Xing and other large second-hand real estate agency bosses talked, they revealed that this policy after the introduction of the impact on the market is quite obvious. This kind of new house can avoid the danger of the rotten end of the period house, but also has the quality of the new house, the popularity is natural.

4, you can buy a new house through channels other than the sales department

Because of unfavorable sales, developers are racking their brains to find various sales channels. In addition to the second-hand agent, some developers will be through the media, banks, large enterprises and other group purchase activities. These channels can generally be much more favorable than the sales department, which is the main way of the current embarrassing situation developers secretly drop.

5, for the so-called internal price, relationship price, vigilance

Currently there are indeed many group purchase price and internal price exists, but many unscrupulous elements are also taking advantage of this opportunity to trickery. So we must be vigilant when hoping to buy a home through these channels. There is also the attention to the price, the price can not be too low, beware of scams.