How to reimburse maternity insurance and how much can it be reimbursed?

There is no uniform standard for reimbursement of maternity insurance, and the reimbursement ratio is based on different regulations. Generally speaking, women can report 75% and men can report 50%, but only one party can be reported. The standard of maternity allowance is to divide the monthly salary of employees by 30 times the number of vacation days to get the sum. As for how and how much maternity insurance is reimbursed, the money spent on maternity is generally paid by the maternity insurance fund.

After maternity insurance and medical insurance are merged together, so I have a certain understanding of this, and reimbursement will be more convenient. Before the merger, women paid for a series of inspections such as birth check-ups and then reimbursed them with relevant materials. Many of them may have spent thousands of dollars, but in the end they only reimbursed 1000 yuan, which is too low for consumers. Maternity insurance can be directly deducted from the social security card at the time of maternity discharge settlement, so the amount of reimbursement will naturally be more, and the expenses borne by consumers will be reduced a lot, which can be said to be a very good welfare.

The money spent on giving birth to children is generally from the maternity insurance fund. If I pay by myself, in this case, I will go to the local family planning department, submit the baby's birth or abortion certificate, go to the local social security company to receive maternity allowance, and reimburse the medical expenses during childbirth.

Maternity insurance is one of the five insurances and one gold, and it is also one of compulsory insurance. According to the law, the expenses of maternity insurance are all borne by the employer, and individuals do not need to pay. When a female employee or a male employee's spouse is pregnant and gives birth, eligible expenses can be reimbursed.

Legal basis:

Social insurance law

Fifty-fifth maternity medical expenses include the following:

(1) Maternity medical expenses;

(two) family planning medical expenses;

(3) Other project expenses stipulated by laws and regulations.

Fifty-sixth employees in any of the following circumstances, can enjoy maternity allowance in accordance with state regulations:

(1) Female employees enjoy maternity leave;

(2) Enjoy family planning operation leave;

(3) Other circumstances stipulated by laws and regulations.

Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.