What is the medical insurance cap line?

Legal analysis: there is also an upper limit for social security medical reimbursement, and the part that exceeds the upper limit line needs to be borne by itself. In-service staff outpatient service 1800, the reimbursement ratio is 70% in large hospitals and 90% in community hospitals, with a maximum of 20,000 yuan; Hospitalization: the first time 1800, 650 after the second time, and the reimbursement rate: 85%, with a maximum of 300,000. In a natural year, deductible means that medical insurance-related expenses can only be reimbursed after exceeding a certain amount. For example, the deductible 1 000 yuan. If your annual medical insurance cost is less than 1 1,000 yuan, you will pay all the money yourself and the rest will be reimbursed in proportion. If it costs 1200 yuan, it is assumed that 200 yuan can be reimbursed.

Legal basis: Article 23 of the Social Insurance Law, employees shall participate in the basic medical insurance for employees, and employers and employees shall pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.