How to bind children's medical insurance in rural areas

How to bind children's medical insurance in rural areas

Binding children's medical insurance to rural medical insurance can be carried out according to the following steps:

1. Prepare relevant supporting documents: prepare the child's ID card, household registration book and rural medical insurance card and other supporting documents.

2. Go to the local social security agency: Go to the local social security agency to consult the specific process and requirements for binding children's medical insurance.

3. Fill in the application form: fill in the application form at the social security agency, fill in the child's personal information and contact information, and confirm that the information on the application form is accurate.

4. Submit the application: submit the completed application form and relevant supporting documents to the social security agency and pay the relevant fees as required.

5. Waiting for review: waiting for the social security agency to review the application. If the application is passed, you can get a certificate to bind your child's medical insurance.

6. Activate the medical insurance account: After obtaining the supporting documents, you can activate the child's medical insurance account at the designated medical institution or pharmacy and use the child's medical insurance card for reimbursement.

It should be noted that the specific operation process may vary from region to region, so it is recommended to consult local social security institutions or relevant institutions before operation to understand the specific process and requirements.

Rural cooperative medical insurance and urban medical insurance have the following differences:

1. Insurance object: rural cooperative medical insurance is aimed at residents with rural household registration, and urban medical insurance is aimed at urban non-employees, including urban workers and residents.

2. Payment standard and treatment standard: The payment standard of urban medical insurance is usually higher than that of rural cooperative medical care, and its treatment standard is correspondingly higher.

3. Management department: Rural cooperative medical care is mainly managed by human and social departments, and urban medical insurance is managed by different departments.

4. hukou requirements: rural cooperative medical care is purchased by residents with rural hukou, and urban medical insurance has no hukou restrictions.

5. Reimbursement scope and proportion: the reimbursement scope of rural cooperative medical care is relatively narrow, and the reimbursement proportion is slightly lower.

6. Outpatient treatment: The outpatient treatment level of rural cooperative medical care is generally higher than that of urban residents' medical insurance.

Generally speaking, there are differences between rural cooperative medical insurance and urban medical insurance in terms of insurance objects, payment standards and treatment standards, management departments, household registration requirements, reimbursement scope and proportion, outpatient treatment and so on.

To sum up, to apply for rural medical insurance, you need to prepare the child's ID card, household registration book, rural medical insurance card and other supporting documents, fill in the application form and submit the application to the local social security agency, wait for the audit and get the supporting documents, and finally activate the medical insurance account at the designated agency. Understand the specific process and requirements before operation.

Legal basis:

Article 24 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "The state establishes and improves the new rural cooperative medical system. The management measures for the new rural cooperative medical system are formulated by the State Council. "

Article 25 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people over 60 years old and minors from low-income families, etc. , subsidized by the government. "