What is the impact of Wuhan medical insurance suspension for more than 3 months?

Medical insurance hospitalization social security interruption can not be reimbursed, work injury and maternity insurance benefits will also be interrupted. Moreover, if unemployment insurance is not paid enough time, the unemployed cannot receive unemployment benefits. Moreover, both pension and medical insurance should be paid enough years, otherwise the treatment after retirement will also be affected.

What will be the impact after the suspension of social security in Wuhan?

The possible impact of the suspension of social security in Wuhan includes the following aspects:

1. Medical insurance cannot be reimbursed or the reimbursement amount is limited.

If you don't pay the medical insurance fee on time, the next month's medical reimbursement can't be used, and you can only use the account balance to pay. You must pay all the expenses for going to the hospital by yourself. If the payment exceeds 3 months, it will generally take another 6 months to resume reimbursement. Under normal circumstances, the longer the continuous payment time of medical insurance, the higher the annual reimbursement amount. If the payment is interrupted for more than 3 months, the continuous payment time will be cleared.

2. Childbearing expenses cannot be reimbursed.

Under normal circumstances, maternity insurance requires continuous payment for 9 months or accumulated 12 months, and must be paid in the month of birth in order to reimburse most expenses such as prenatal and postpartum examination, natural delivery or caesarean section. Those who fail to pay or resign before giving birth cannot reimburse the relevant expenses and receive the relevant subsidies.

3, it will affect buying a house and buying a car.

In many cities, if you don't want to buy a house or a car and have a local hukou, you need to pay social security for a certain period of time. If it is necessary to recalculate the payment period if the payment is cut off, then people who have cut off social security may not enjoy the preferential purchase or related household policies.

Legal basis:

Social insurance law

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.

If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, and the proceeds from the auction will be used to offset the social insurance premium.