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Social insurance includes which items
Basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance.
Pension, medical and unemployment insurance are paid by individuals and enterprises respectively, and enterprises generally account for the bulk of the contributions (the proportion of contributions varies across the country), and the proportion of contributions varies slightly from place to place, such as the proportion of social security contributions in Beijing in 2016:
1. Pension insurance premiums: the unit pays 19%, and the individual pays 8%
2. Unemployment insurance premiums: the unit pays 0.8%, individuals pay 0.2%
3. medical insurance premiums: units pay 10%, individuals pay 2%
Worker's compensation and maternity insurance are not required to be paid by individuals, and are all paid by the enterprise.
Social insurance refers to the state through legislation, in accordance with the principle of rights and obligations correspond to the principle of multi-channel fund-raising, the insured in the event of old age, disease, work injury, unemployment, childbirth and other risks to provide material assistance (including cash subsidies and services), so that they can enjoy the basic livelihood security, exempt or reduce the economic loss of the institutional arrangements.
Expanded Information:
Importance of the system
Social security is the security of people's livelihoods, and it is an important socio-economic system in modern countries, which mainly consists of social insurance, social assistance, social welfare, and charity.
The Chinese government attaches great importance to the construction of the social security system, and is actively committed to the establishment of a sound social security system that is commensurate with the level of economic development. At the beginning of the founding of New China, in response to the requirements of the planned economic system, China established a social security system based on labor insurance, providing people with all kinds of social security to the maximum extent possible.
References:
China.gov.cn-China's Social Security
Baidu Encyclopedia-Social Insurance
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