What is the impact of stopping social security for three months?

Legal analysis: After the social security payment is stopped for three months, the payment period of medical insurance is recalculated.

1. In a medical insurance payment year, social insurance payment will be stopped for 3 months, and the medical insurance payment period will be cleared and recalculated. After the personal account balance is paid, it will be activated and can continue to be used, that is, the amount of medical insurance paid by individuals is not cleared.

2 interruption of medical insurance payment for 3 months, recalculate the continuous insurance period. The medical insurance zeroing is aimed at zeroing the insured's payment period rather than the individual account, and the amount transferred to the individual account will not be zeroed every month (the medical insurance account of flexible employees without personal accounts is originally zero).

3. Due to the failure to go through the formalities of stopping insurance in time, after the insured person stops paying, the social security department will ask him to pay the late payment fee, but it will not empty the funds in his personal account and the payment period.

4. If you stop participating in insurance due to work changes, you can go through the formalities of stopping insurance at the local tax department where you participate, and then renew your insurance when you participate.

Legal basis: Article 45 of the Social Insurance Law of People's Republic of China (PRC). The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies.