How to pay medical insurance?

1. The parties shall refer to the employee medical insurance in social security, and should bring their valid ID card, household registration book, social security card and other supporting materials (such as labor contract, etc.) on the premise that the local government has corresponding supplementary policies. ) specific policy requirements at the time of payment;

2. Under the premise that the parties refer to the medical insurance for urban (rural) residents, if they pay the fee in one lump sum and enjoy the corresponding treatment during the insured period, they cannot be refunded. The process of supplementary medical insurance:

1. The parties shall refer to the employee medical insurance in social security, and should bring their valid ID card, household registration book, social security card and other supporting materials (such as labor contract, etc.) on the premise that the local government has corresponding supplementary policies. ) specific policy requirements at the time of payment;

2. Under the premise that the parties refer to the medical insurance for urban (rural) residents, if they pay the fee in one lump sum and enjoy the corresponding treatment during the insured period, they cannot be refunded. The process of supplementary medical insurance:

(1) medical insurance arrears shall be paid according to the amount approved by the social insurance fee collection agency;

(2) the unit pays or supplements within the prescribed time limit;

(3) if the unit is really unable to repay, it can sign a holdover agreement with the social insurance fee collection agency by providing guarantee according to law.

What items does medical insurance reimbursement include?

The classification of medical insurance reimbursement and the items included are as follows:

1, general medical insurance. It mainly includes outpatient expenses, medical expenses and inspection expenses.

2. Hospitalization insurance. Mainly the daily hospitalization expenses, hospital equipment use expenses, operation expenses, medical expenses and so on.

3. Surgery insurance. Provide all expenses incurred due to the patient's need for necessary surgery.

4. Comprehensive medical insurance. Its cost range includes all expenses such as medical treatment, hospitalization and surgery.

5. Special disease insurance. Some special diseases often bring disastrous expenses to patients, which ordinary families can't bear. Such as cancer and heart disease. The major diseases that provide protection for the insured can be single diseases, such as malignant tumors, or even some cancers in malignant tumors.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 62 of People's Republic of China (PRC) Social Insurance Law.

If the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the unit last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.

Article 63

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.

If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.