The implementation of China's social security system, working in Beijing is good to buy social security or not?

First of all, the dangerous species of social security is divided into two kinds of social security in big cities and social security for rural and urban households, in which the social security in big cities contains four kinds of commercial insurance, including social pension insurance, unemployment insurance, social medical insurance (including maternity insurance), and work injury insurance, all payments need to be made by the enterprise, however, it is also possible to pay by the enterprise, and not in the name of an individual.

There is another important thing is that the enterprise payment and no hukou qualification, only need to participate in the workplace can enjoy the commercial insurance salary treatment, in turn, flexible employment personnel must be in the hukou location to handle the process is the damage. For people who come to work in Beijing, and do not have Beijing household registration represents not enjoy Beijing has a car and a house and other qualifications, if there is no local add medical insurance, and therefore can not enjoy the natural medical settlement wage treatment.

Is it worth it to pay social security for individuals in Beijing?

Many of the netizens who continue to develop in Beijing to pick the individual to pay social security, we all know that I want to receive the Beijing pension, if non-Beijing household registration, it is necessary to pay 10 years of social security in Beijing, in order to buy a house in Beijing, you need to at least 5 years of social security, in order to fall into the household registration need to be at least 7 years of social security, and for the purchase of a house in order to fall into the household registration, but also to continue to pay uninterruptedly, if you are in the middle of the interruption of payment still need to be If you break the payment in the middle, you need to re-accumulate it. Therefore, in many cases, individuals can not just pay social security from the cost is not worth it, but also according to their own needs to see if it is worth it, in the very period of time they pay a period of time to meet the needs of many policy level, it is completely very worth it.

But in terms of cost, whether you find your own social security agency to do social security, or pay for your own flexible employment social security, you need to be responsible for all the costs, at this point in time, the relative nature of the unit is not worth it. Therefore, for social security contributions, or from their own needs to consider, from the overall consideration, not only because of the money and to cause social security contributions.

The company is unwilling to pay social security for employees, along with the improvement of the concept of employee insurance, rights awareness of the further enhancement of most of them will step into the legal rights or apply for arbitration route. But the company to pay the insurance premise of the law, the employees themselves generally have no right to practice is to pay the social security or not to pay good, the company will not because of the improper provisions of some employees to take their own credibility, to take the company's brand image to joke about, will not because of the improper provisions of some employees to be willing to take the risk of punishment under the laws and regulations because of social security to pay a part of their own paycheck deductions, so the employees is very difficult to myself by the The choice.

Companies pay social security for their employees, including social pension insurance, health insurance, unemployment insurance, maternity insurance and workers' compensation insurance and other five insurance. Involving the need to deduct the cost of social security in my salary only social pension insurance, health insurance, unemployment insurance and other three insurance, in which the proportion of social pension insurance deduction is 8%, the proportion of health insurance deduction is 2%, the proportion of unemployment insurance deduction is 0.5%, the overall proportion of my deduction is 10.5%. When your monthly salary in Beijing is 6,000 yuan, if the actual income of the individual as the contribution base, you must pay social security fees of 630 yuan per month. This 630 yuan for the city workers may still be more painful, but their future pension services have to ensure that the sick treatment can be reimbursed, unemployed to receive unemployment benefits, which will be all of their own have a hundred advantages and no harm good thing.