Chengdu urban and rural residents basic medical insurance measures

Insurance editor to help you answer, more questions can be online Q&A.

The former has a higher level of protection, but of course it costs more.

The cost of the former is higher, but the cost of the latter is also higher.

The cost of the former varies slightly from place to place, so for more information, please call your local labor and social security consulting phone number at 12333. 2005] No. 38), the Interim Provisions on the Administration of Labor and Social Insurance in Chengdu City (Decree No. 93 of the Chengdu Municipal People's Government), the Measures for Maternity Insurance in Chengdu City (Decree No. 126 of the Chengdu Municipal People's Government), the Measures for Implementing the Combination of Social Co-ordination of Basic Pension Insurance for Chengdu Municipal Enterprises' Employees and Individual Accounts (Decree No. 133 of the Chengdu Municipal People's Government), and the relevant documents of the provincial and municipal governments. In accordance with the regulations, they participate in basic pension insurance, basic medical insurance and maternity insurance in accordance with the law, sign an agreement on monthly bank withholding of social security premiums with the social insurance agency in accordance with the regulations, and pay social security premiums in full and on time to the social insurance agency through the bank.

I. Contribution Base and Contribution Ratio of Social Insurance Premiums

(1) Basic Pension Insurance

(1) Contribution Base

According to the provisions of the State Council [2005] No. 38, the Chengdu Municipal Government's Decree No. 133, and the Chengdu Labor and Social Security Administration's Document No. [2006] No. 134, the contribution base of the individually insured persons who are entitled to social security subsidies shall be as follows The contribution base for individual insured persons who are entitled to social security subsidy is determined by 100% of the average monthly salary of the employed workers in Sichuan Province in the previous year; from 2007, the contribution base for individual insured persons who are not entitled to social security subsidy is determined by 80% and 100% of the average monthly salary of the employed workers in Sichuan Province in the previous year, and from 2008 onwards, the contribution base is determined by 100% of the average monthly salary of the employed workers in Sichuan Province in the previous year.

(2) Contribution Ratio

Basic pension insurance premiums are paid on a monthly basis at a rate of 20%, and the monthly contribution amount is: contribution base × 20%;

Before the implementation of Chengdu Municipal Government Decree No. 126 in October 2006, in accordance with the provisions of the document of Chengbanfa [2001] No. 45, the basic pension insurance premiums must be paid together with maternity insurance premiums at a rate of 0.6% of the contribution base. 0.6% of the contribution base, together with maternity insurance premiums, paid on a monthly basis, with a total contribution rate of 20.6%, and a monthly contribution amount of: contribution base × 20.6%.

(2) Basic Medical Insurance

(1) Contribution Base

According to the provisions of Document No. 184 of Chengdu Fu Fa [2000], the contribution base for the participation of individuals in the basic medical insurance shall be determined according to the average monthly salary of urban workers in Chengdu City in the previous year.

(2) Contribution rate

Basic medical insurance premiums, which are paid on a monthly basis, are 9.5%, and the amount of the monthly contribution is: contribution base x 9.5%.

The former state-owned bankruptcy enterprises in the city, streaming self-employed persons, can pay 4% of the contribution rate to the integrated medical fund, the implementation of inpatient medical insurance, hospitalization medical insurance, only enjoy hospitalization medical insurance treatment, no basic medical insurance personal account.

(3) Maternity Insurance

(1) Contribution base

In accordance with the provisions of Chengdu Municipal Government Decree No. 126, the individual to participate in maternity insurance, the contribution base is determined by the average monthly salary of urban workers in Chengdu City in the previous year.

From October 1, 2006 onwards, maternity insurance premiums will be collected by the social security institution where the basic medical insurance relationship is located together with the basic medical insurance premiums. Individuals who have participated in maternity insurance in accordance with the Interim Measures for Maternity Insurance of Chengdu Municipal Enterprises and Employees (excluding those who have interrupted their contributions for more than two months) will continue to make monthly contributions in accordance with the standard of maternity insurance contributions from October 1, 2006 onwards. Contributions.

(2) Contribution Ratio

Maternity insurance premiums are paid on a monthly basis at a rate of 0.6%, and the monthly contribution amount is: contribution base x 0.6%;

(4) Supplementary Medical Insurance Participation and Contributions (Voluntary Participation):

According to the provisions of the Chengbanfa [2005] No. 121, Chengbanfa [2005] No. 122, Chengbanfa [] No. 123, and the Chengbanfa [2005] No. 3, the Chengbanfa [2005] No. 4, and the Chengbanfa [2005] No. 4, the Chengbanfa [2005] No. 4, and the Chengbanfa [2005] No. 4 are the same as those for individual participants in the maternity insurance. 2005]123, Chengbanfa[2000]37 and other related documents, any insured person who is a household member of the city and whose basic medical insurance relationship is with the Chengdu Social Security Bureau or the social security agency of Chengdu city (city) and county, or who has participated in the Comprehensive Insurance for Non-Urban Employees of Chengdu City, may participate in this supplementary medical insurance.

The process of enrollment

1. Basic pension insurance enrollment and contribution, basic medical insurance enrollment and contribution, and maternity insurance enrollment and contribution

Individual enrollees who are enrolled in the insurance themselves: they must provide the original household registration book (proving their household registration in Chengdu City), the original identity card, the social security card (which is not provided to the first-time enrollees), and the enrollees' own bank (ICBC) passbook, at the business hall on the second floor. Passbook, in the second floor business hall 1 area 1-2, 7-14 window to apply for filling out the "individual participants bank deduction payment of social security contributions application form", confirmed by the social security staff, signed by the individual participants to pay social insurance premiums by bank deduction agreement.

Originally, the city's state-owned bankruptcy, restructuring of the enterprise streaming personnel to continue, the same requirements for processing, and must provide the bankruptcy, restructuring of the enterprise notary certificate, by the Municipal Bureau of Social Security (third floor, business hall, area 7) audit of the "individual to pay basic pension insurance premiums, basic medical insurance premiums, the legal retirement age for retirement procedures, enjoy the basic medical insurance treatment approval form", confirmed by the social security staff before can be processed.

2. Supplementary medical insurance application

Individual participants in person: for those who participate in basic medical insurance in Chengdu Municipal Social Security Bureau, they must provide their original social security cards, ID cards or household registers; for those who participate in basic medical insurance in Chengdu city (city) and county, they must provide proof of participation in basic medical insurance issued by social security agencies of the city (city) and their ID cards or household registers, and then submit them to the social security office at 1F, 2nd floor. household register, and apply for them at the window No. 5 and 6 in Zone 1 on the second floor.

3, social security card production, collection:

Individual participants in person: card production, must provide their ID card, the bank withholding social security fee agreement, fill out the "social insurance card production (loss) application form"; card collection, must provide the original ID card and has been accepted "social insurance card production (loss) application form", in the second floor, room 205 for processing.

Third, on behalf of the instructions

Basic pension insurance contributions, basic medical insurance contributions, maternity insurance contributions, supplemental medical insurance contributions, social security card production and collection of business, need to be handled by the person himself; entrusted to another person to do it, must be issued with a letter of attorney, and on behalf of the person and the person and the original identity card and photocopies, and at the same time to provide the relevant information on participation in the insurance by the social security staff to confirm before processing. If you want to entrust someone else to do it for you, you have to provide a letter of attorney and a copy of your ID card and your own ID card, as well as relevant information about your participation in the insurance program.

Important note:

1. Individuals who are participating in the insurance premium payment should, before the 15th (10th in December) of each month, according to the agreement of the bank withholding agreement, deposit the full amount of deducted funds in your bank withholding passbook on a monthly basis (according to the regulations of the bank passbook to keep a balance of 1 yuan).

2. If the social insurance premiums are overdue, a late fee of 2 per thousand and interest will be charged on a daily basis from the date of default in accordance with the policy, and the late fee will be calculated up to the date of making the payment. Late payment and interest are incorporated into the basic pension insurance fund.

3. If the basic medical insurance or maternity insurance contributions are interrupted for more than two months, according to the policy regulations, the coordinated fund will start to pay the hospitalization medical treatment or maternity treatment if the hospitalization or maternity treatment has been completed after 12 months of continuous contributions from the month of re-enrollment and payment of contributions.

4. If you need to change or terminate the agreement, please do so by the 15th of each month (10th in December) with the agreement on payment of social insurance premiums by bank deduction and your ID card.

Chengdu Municipal Social Security Bureau of individual participants consulting services telephone:

Individual insurance contributions: 87706659, 87706673, 87706681, 87706682, 87706685

Social insurance subsidies: 87706683 Supplementary participation in the payment of contributions: 87706658

Make a card Pick up card: 87706651

Website:

Interim Measures for Basic Medical Insurance for Urban Residents in Chengdu City

Source: Chengdu Daily 2007-1-1605:24:58

Sichuan News Network - Chengdu Daily News:

Chengdu Municipal People's Government Decree No. 134

The Interim Measures for Basic Medical Insurance for Urban Residents in Chengdu City

"Chengdu City Interim Measures for Basic Medical Insurance for Urban Residents" has been discussed and adopted at the 94th executive meeting of the municipal government on December 30, 2006, and is hereby promulgated and shall come into force on the date of promulgation.

Mayor: Ge Honglin

January 1, 2007

Article 1 (Purpose and Basis)

These Measures are formulated in accordance with relevant laws and regulations and the actual situation of Chengdu City, in order to further improve the urban and rural basic medical insurance system, to protect the basic medical care of urban residents, and to realize the gradual realization of the medical care of everyone.

Article 2 (insurance principles)

Basic medical insurance for urban residents is based on the following principles:

(1) The level of insurance is commensurate with the level of socio-economic development, and is coordinated at the district (city) and county levels.

(2) The insurance system is integrated with the basic medical insurance for urban workers.

(3) Implementing social coordination of inpatient medical care, insuring major illnesses and hospitalization, and not building individual accounts.

(4) Rights and obligations are equal.

(5) Individual contributions, supplemented by government subsidies, and financing from various sources.

(6) The integrated fund is based on income and expenditure, with a balance of income and expenditure and a slight surplus.

Article 3 (competent authorities)

The municipal labor security administrative department is in charge of the city's basic medical insurance for urban residents. The district (city) county labor security administrative department is in charge of basic medical insurance for urban residents in its administrative area. District (city) and county social insurance agencies (hereinafter referred to as social insurance agencies) in accordance with the provisions of these Measures, specific contractors of urban residents of basic medical insurance business in the co-ordinated area.

Article 4 (Scope of Participation)

The following persons with urban household registration within the administrative area of the city shall participate in the basic medical insurance for urban residents:

(1) urban residents who have reached the age of 18 and above and who have not established a labor relationship with the employing unit within the working age;

(2) urban residents who are 60 years old or above and who have not participated in the basic medical insurance for urban employees when they are 50 years old or above. urban residents who have not participated in basic medical insurance for urban workers.

The old Red Army, retired cadres, disabled soldiers of the revolution of the second grade B or above, foreigners and people from Hong Kong, Macao and Taiwan within the administrative area of the city shall not be subject to these measures.

Article 5 (Contribution Standards)

(1) Jinjiang District, Qingyang District, Jinniu District, Wuhou District, Chenghua District and the High-tech Industrial Development Zone (hereinafter collectively referred to as the five urban districts), the average salary of Chengdu employees in the previous year as the basis for the contribution, the contribution rate of 5%.

(2) other districts (cities) and counties in the previous year the average salary of Chengdu City employees for the contribution base, divided into three grades, namely: 100% of the average salary of Chengdu City employees in the previous year; the previous year the average salary of Chengdu City employees in the previous year of 80%; the previous year the average salary of Chengdu City employees in the previous year of 60%, the proportion of contributions for 4%. The district (city) and county governments can determine the specific contribution level according to the economic income status of the urban residents in the co-ordination area.

The average salary of Chengdu employees in the previous year involved in the basic medical insurance for urban residents shall be based on the average salary of the city's employees as announced by the Municipal Bureau of Statistics.

Article 6 (Subsidies for Participation)

The government subsidizes the participation of urban residents who are entitled to the urban minimum subsistence guarantee at not less than 300 yuan per person per year; for urban residents from low- and middle-income families, the government subsidizes the participation of each person who has reached the age of 60 years old for males and the age of 50 years old for females at not less than 50 yuan per person per year. Specific subsidy standards are determined by the governments of the integrated regions (cities) and counties in the light of local conditions. The funds required, according to the principle of territorial management, borne by the district (city) and county governments.

Article 7 (Contribution Period)

Participants shall pay urban residents' basic medical insurance premiums continuously and uninterruptedly, with an interruption of more than 2 months for renewal of the insurance deemed to be re-enrollment.

(1) Those who are 70 years old or older at the time of their initial enrollment and have paid contributions continuously for 10 years or more shall be entitled to urban residents' basic medical insurance benefits for life according to the comprehensive average contribution index.

(2) Persons who are 60 years old or older and less than 70 years old at the time of their initial enrollment, and who have paid contributions continuously for more than 15 years, shall be entitled to urban residents' basic medical insurance benefits for life according to the comprehensive average contribution index.

(3) Persons who are 50 years old or older and less than 60 years old at the time of their initial enrollment, and who have paid contributions continuously for 20 years or more, shall be entitled to urban residents' basic medical insurance benefits for life according to the comprehensive average contribution index.

(4) Persons who are less than 50 years old at the time of their first enrollment, and have paid contributions continuously for 25 years or more, shall be entitled to urban residents' basic medical insurance benefits for life according to the comprehensive average contribution index.

(e) For those who have transferred to urban workers' basic medical insurance after participating in urban residents' basic medical insurance, if the total number of years of commuted contributions to the original urban residents' basic medical insurance and the total number of years of continuous contributions to the urban workers' basic medical insurance is more than 15 years, and if they have paid the urban workers' basic medical insurance premiums for a continuous period of not less than 10 years before they reach the statutory retirement age after transferring the insurance relationship, they will enjoy the urban workers' basic medical insurance benefits for life when they reach the statutory retirement age.

Author: leapfrogdevelopment2007-1-1813:59Reply to this statement

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2 Interim Measures for Basic Medical Insurance for Urban Residents in Chengdu City

Article 8 (Payment Methods)

Basic medical insurance for urban residents is levied on a monthly or annual basis, and the premiums paid are not refundable.

Article 9 (Convergence of Insurance Relationships)

If an urban resident's basic medical insurance participant establishes a labor relationship with an employer and then participates in the urban employee's basic medical insurance, his/her original contribution period can be converted by a certain percentage, with the five urban areas converted into one year for every two years, and the specific methods of conversion for the other districts (cities) and counties to be determined by the governments of the coordinating districts (cities) and counties.

People who have participated in the basic medical insurance for urban workers are, in principle, not allowed to be transferred to the basic medical insurance for urban residents; those who need to be transferred to urban residents due to special circumstances can only be transferred to the original social security institution, while maternity insurance premiums are collected along with the basic old-age insurance premiums.

Article 10 (Insurance Treatment)

The one-time hospitalization medical expenses incurred by urban residents' basic medical insurance participants at designated medical institutions for urban workers' basic medical insurance that are in line with the provisions of the urban workers' basic medical insurance shall be paid by the integrated fund at the following rates:

The portion of the hospitalization medical expenses above the starting standard of the integrated fund and below the maximum payment limit shall be paid by the individual first, after paying a portion of the expenses that should be paid by the individual, and then by the integrated fund at the following rates. The coordinated fund shall pay the following standards:

(1) The five urban areas shall be paid in accordance with the payment standards of the coordinated fund for urban workers' basic medical insurance.

(2) In other districts (cities) and counties, if the contributions are made at 100% of the contribution base, the standard payment will be made by the basic medical insurance fund for urban workers; if the contributions are made at 80% of the contribution base, 80% of the standard payment will be made by the basic medical insurance fund for urban workers; if the contributions are made at 60% of the contribution base, 60% of the standard payment will be made by the basic medical insurance fund for urban workers.

Article 11 (Starting Standard)

The starting standard of the urban residents' basic medical insurance co-ordination fund shall be implemented with reference to the starting standard of the urban workers' basic medical insurance co-ordination fund of the co-ordinated area.

Article 12 (Maximum Payment Limit)

The maximum payment limit of the urban residents' basic medical insurance co-ordination fund shall be as follows: the medical expenses paid by the co-ordination fund for an individual in a natural year shall be four times the amount of the contribution base of the year before the insured person is admitted to the hospital.

Article 13 (Treatment Payment Period)

Participating in the basic medical insurance for urban residents and making continuous and uninterrupted contributions, the insurance treatment payment period is as follows:

(1) If the participant participates in the insurance and pays the contributions before December 31, 2007, the medical expenses incurred in the hospital in the month following the participant's participation in the insurance shall enjoy the medical insurance treatment stipulated in the present Measures.

(2) After December 31, 2007 to participate in the premiums, from the date of participation in 12 months after the date of admission to the hospital incurred medical costs to enjoy the provisions of the health insurance treatment.

(3) If the renewal of insurance premiums is interrupted for more than 2 months, the medical expenses incurred for hospitalization after 12 months from the date of renewal shall be entitled to the medical insurance treatment provided for under the Measures.

(4) If a person participating in the basic medical insurance for urban residents establishes a labor relationship with an employer and then participates in the basic medical insurance for urban workers, his medical insurance treatment shall be implemented in accordance with the relevant provisions of the basic medical insurance for urban workers.

Article 14 (Circumstances of Non-Payment)

The urban residents' basic medical insurance co-ordination fund shall not pay for the following expenses:

(1) Those who visit non-designated medical institutions except for rescue.

(2) Medical expenses incurred during the period of interruption of contributions.

(3) Injuries caused by traffic accidents, medical malpractice or other responsible accidents.

(d) Injuries caused by the person's own drug use, fights and brawls, or violations of laws and regulations.

(e) Treatment for self-injury, self-injury, alcoholism, drug addiction, sexually transmitted diseases, etc.

(6) Treatment for cosmetic, orthopedic, physical defects, etc.

(vii) Referral to another hospital without the approval of the social security institution.

(viii) Other cases of non-payment of fees stipulated by national, provincial and municipal health insurance policies.

If an injury is caused by a traffic accident, and a certificate of hit-and-run issued by the public security traffic management department can be provided and verified by the social security institution, the medical fees for medical treatment at the designated medical institution can be included in the scope of payment by the basic medical insurance fund for urban residents, except for those who have enjoyed the relevant compensation.

Article 15 (Settlement Methods)

Medical expenses incurred by a participant during his hospitalization shall be settled between the social security institution and the designated medical institution if they fall within the scope of payment by the urban residents' basic medical insurance co-ordination fund; and between the participant and the designated medical institution if they fall within the scope of payment by the participant and the participant's out-of-pocket and out-of-pocket expenses.

An individual shall pay a certain amount of advance payment to the designated medical institution upon admission to the hospital, which shall be used to pay for the expenses to be borne by the individual. The specific amount of the advance payment shall be determined by the designated medical institution according to the condition of the patient, and the designated medical institution shall settle the bill with the individual when he/she is discharged from the hospital. The fixed-point medical institution shall issue a receipt to the payer when it collects the fees.

Article 16 (Management of the Fund)

The basic medical insurance fund for urban residents is included in the unified management of the basic medical insurance fund for urban workers, with a special financial account and a separate account, and no unit or individual may misappropriate it.

Author: leapfrogdevelopment2007-1-1813:59Reply to this statement

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3 Interim Measures for Basic Medical Insurance for Urban Residents in Chengdu City

The working expenses of social security organizations for medical insurance business shall be settled by the budget of the same level of finance, and shall not be withdrawn from the medical insurance fund.

Article 17 (Supervision of Fund Revenues and Expenditures)

The administrative departments of labor and security and the financial departments are responsible for supervising and managing the basic medical insurance fund for urban residents; and the auditing departments are responsible for regularly auditing and supervising the basic medical insurance fund for urban residents. Social security institutions are responsible for collecting and managing the basic medical insurance fund for urban residents, paying medical insurance benefits in a timely manner in accordance with the regulations, and establishing and improving the system of preliminaries and final accounts, the financial accounting system and the internal audit system.

Article 18 (Handling of Fund Overspending)

When there is an overspending of the urban residents' basic medical insurance co-ordination fund, the administrative department of labor security shall promptly report it to the government at the same level, which shall take measures to solve the problem.

Article 19 (Personnel Security)

The staff required by the basic medical insurance administration organizations for urban residents shall be resolved by the district (city) and county governments themselves in accordance with their work needs.

Article 20 (Management of Medical Services)

Basic medical insurance for urban residents is managed by designated medical institutions. The specific measures shall be implemented in accordance with the Measures for the Administration of Designated Medical Institutions for Urban Workers' Basic Medical Insurance formulated by the administrative departments of labor security and health.

Article 21 (Responsibility of fixed-point medical institutions for violations)

Fixed-point medical institutions and their staff violate medical insurance policies and regulations, falsify, misuse medicines, and charge illegal fees, etc., the social security institutions have the right to deal with them in accordance with the agreement; the administrative departments of labor and security may, depending on the circumstances, give them criticisms and education, or suspend the basic medical insurance business or cancel the qualification of fixed-point medical institutions.

Article 22 (Liability for Insurance Fraud)

If an insured person adopts concealment or fraudulent means to cheat the medical insurance fund, the social security institution shall have the right to refuse payment. If payment has already been made, it shall be ordered to return it in accordance with the law; if it refuses to return it, the labor security administrative department may impose a fine of not less than 500 yuan and not more than 1,000 yuan in accordance with the provisions of the State Council's "Interim Regulations on the Collection and Payment of Social Insurance Premiums"; if the payment constitutes a crime, the judicial organs shall investigate the criminal responsibility in accordance with the law.

Article 23 (Responsibility of Managers for Violations)

Where the staff of the administrative departments of labor security and social security institutions abuse their powers, commit malpractice for personal gain or neglect their duties, resulting in the loss of the basic medical insurance fund for urban residents, the social security institutions shall recover the loss of the medical insurance fund and be given an administrative sanction; where a crime is constituted, the person concerned shall be held criminally liable in accordance with the law.

Article 24 (Implementation Rules)

District (city) and county governments shall, in accordance with the provisions of these Measures, formulate implementation rules in the light of local realities and report them to the municipal government for the record. Its basic principles, coverage, contribution standards, treatment levels, fund management and other systems shall be basically consistent with these Measures.

Article 25 (Supplementary Medical Insurance)

People participating in the basic medical insurance for urban residents may voluntarily participate in the Chengdu Urban Hospitalization Supplementary Medical Insurance.

Article 26 (Meaning of Terms)

The terms "above" or "below" referred to in these Measures include the present number.

Article 27 (Interpretation)

The Chengdu Municipal Bureau of Labor and Social Security shall be responsible for the interpretation of the specific application of these measures.

Article 28 (Date of Enforcement)

These Measures shall come into force on the date of promulgation. In case of inconsistency between the relevant regulations formulated by the city in the past and these Measures, these Measures shall prevail.

Interpretation of the Trial Measures on Basic Medical Insurance for Chengdu Urban Residents

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Sichuan Online (2007-) 10-0207:14:08)Source: Sichuan Online-Huaxi Metropolis Daily

"What is the difference between the basic medical insurance for urban residents after the pilot program and the basic medical insurance for urban workers, which was implemented in January this year, for residents?"

"Can children of migrant workers studying in Chengdu be insured?" Yesterday, Chengdu City, the launch of the urban residents of basic medical insurance pilot, Chengdu citizens have called the newspaper for advice. Yesterday, on the pilot launch of the "Chengdu urban residents basic medical insurance trial measures" (hereinafter referred to as "new measures") and in January this year, the "Chengdu urban residents basic medical insurance interim measures" (hereinafter referred to as "the old measures") on the participants of the impact, the reporter interviewed the Chengdu Municipal Labor and Employment Bureau of the Chengdu Municipal Labor and Employment Bureau of the Chengdu Municipality of the basic medical insurance. The reporter interviewed the relevant person in charge of the Chengdu Municipal Bureau of Labor Security.

Contribute less personal contribution of at least 188 yuan

According to the introduction, the old measures in January this year, non-student children urban residents to participate in the standard of contribution is calculated on the basis of the previous year's average salary of Chengdu workers: urban areas (Jinjiang, Qingyang, Jinniu, Wuhou, Chenghua and Hi-tech) in the previous year, Chengdu City, the average salary of workers for the base of the contribution, the proportion of contributions for 5%; the other districts (cities) and counties to contribute the base of the contribution, the proportion of the contribution is 5%; and the proportion of the contribution is 5%. （The contribution base for other districts and counties is divided into three levels: 100% of the average salary of Chengdu employees in the previous year; 80% of the average salary of Chengdu employees in the previous year; and 60% of the average salary of Chengdu employees in the previous year, with a contribution rate of 4%. Contributions will be made on a monthly or annual basis, and the new scheme, which was launched in October, will be calculated at a uniform rate of 2.5% of the per capita disposable income of urban residents in Chengdu for the previous year. It is also based on an annual levy.

Comparison of the old and new methods of payment

The old and new methods of payment are calculated on the basis of one year's payment by a person eligible for insurance in the urban area:

Old method: 19,293 yuan (average salary of Chengdu workers in 2006) × 5% = 964.65 yuan

New method: 12,789 yuan (per capita disposable income of urban households in 2006) × 2.5%

The new method: 12,789 yuan (average disposable income of urban households in 2006) × 2.5 per cent. Per capita disposable income) × 2.5% = 319.73 yuan, and the contribution standard for non-student child residents was set at 320 yuan in 2007 with the agreement of the inter-departmental joint meeting of the Provincial Labor Security Department.

Comparison of subsidies in the old and new methods

Both methods provide subsidies to insured urban residents:

The old method: urban residents enjoying the urban minimum subsistence guarantee participate in the insurance, the government subsidy per person per year will not be less than 300 yuan; urban residents of low- and middle-income families participate in the insurance, the government subsidy per person per year will not be less than 50 yuan for males aged 60 years old or above, and for females aged 50 years old or above.

The new approach: all participants are subsidized 45 yuan per person, there are also subsidies for special circumstances.

"Individuals pay for the difference after deducting the subsidies given by the government at all levels, compared with the original contribution, the individual contribution is reduced by 188 to 690 yuan." Chengdu Municipal Bureau of Labor and Social Security Medical Insurance Department said that after deducting the government's subsidies, the new method of contributions than the old method of contributions to reduce a lot. After calculating that the contribution is about 2.5 percent of the disposable income of residents' families, the average reimbursement cost of residents also amounted to about 53 percent.

The children of migrant workers studying in Chengdu can also participate in the insurance

"Can the children of migrant workers studying in Chengdu participate in the basic medical insurance for urban residents?" Yesterday, many migrant workers called in to inquire. According to reports, one of the features of the new approach is that children and young people under the age of 18 are included in the scope of the insurance, and canceled the primary and secondary school students enrolled in schools, child care institutions in the park young children to participate in the household registration restrictions. This means that children of urban residents and migrant workers are eligible to participate as long as they are enrolled in a primary or secondary school or kindergarten in Chengdu. In addition, the reimbursement rate of the basic medical insurance for urban residents has been increased by 15% compared to the reimbursement rate of the Children's Mutual Benefit.