Why is the social security card not used, but there is no money?

There may be six reasons why the social security card has no money:

The first type: social security card is not activated.

If our social security card is not activated and it is impossible to transfer funds in the social security system, then we will find that there is no money in the medical insurance card account through the human resources and social security website. In this case, you can take the social security card to the bank to activate it, or you can go to the local social security bureau to activate it, or call 12333 for consultation. Social security card money is mainly used for hospital outpatient payment or pharmacy purchase.

The second type: query the social security card financial account, which is caused by the wrong query method.

Social security card has two systems, one is social security card account and the other is bank wealth management account. One card, two accounts, two functions, and these two functions are not universal, and funds cannot be transferred to each other. The medical insurance account in the social security card and the bank's financial account are independent, so someone went to the bank to inquire, and the balance was 0.

If you want to check the balance of the social security card, you can log on to official website, the local human resources and social security bureau. After registration, click on the medical insurance to view. In addition, you can go to the local social security bureau to ask clearly, or go to the local regular hospital to prescribe some home medicines such as cold medicine and use the social security card to brush it.

The third type: due to changes in work or household registration, the balance cannot be queried.

Because the social security information has been changed or merged, the social security system is abnormal, so it cannot be queried.

The fourth type: the money in the social security card has not arrived and cannot be inquired.

After paying social security, it usually takes two months to have money in it.

Fifth, the lack of money for a short time may be a failure of the banking system or an adjustment of the personal account policy of medical insurance.

The sixth situation: the social security card status is abnormal and cannot be queried.

It is the so-called insurance fraud, cashing in with a social security card, not using it normally to see a doctor and buy medicine.

legal ground

"People's Republic of China (PRC) Social Insurance Law" (revised on 20 18) Article 89 Social insurance agencies and their staff members shall be ordered to make corrections if they commit any of the following acts; If losses are caused to social insurance funds, employers or individuals, they shall be liable for compensation according to law; The directly responsible person in charge and other directly responsible personnel shall be punished according to law:

(1) Failing to perform the statutory duties of social insurance;

(2) Failing to deposit the social insurance fund into the special financial account;

(3) Deducting or refusing to pay social insurance benefits on time;

(four) lost or tampered with the payment records, enjoy social insurance benefits records and other social insurance data, personal rights records;

(five) other acts in violation of social insurance laws and regulations.