Job Recruitment Website - Social security inquiry - The company does not pay health insurance is legal
The company does not pay health insurance is legal
You can ask your employer to pay for your health insurance. Social security, including pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other five types of insurance, according to the law, the unit should be purchased for the employees, including health insurance, five types of social security, so the unit does not pay the medical insurance behavior is not legal, it should be required to make up for the payment.
Medicare refers to social medical insurance. Social medical insurance is a social insurance system established by the state and society in accordance with certain laws and regulations, in order to provide workers within the scope of coverage for basic medical needs in the event of illness.
The basic medical insurance fund consists of a centralized fund and individual accounts. The basic medical insurance premiums paid by individual workers are all credited to their individual accounts; the basic medical insurance premiums paid by employers are divided into two parts, one of which is credited to the individual accounts and the other is used to build up the centralized fund.
The individual account of medical insurance is a special account set up according to the basic medical insurance policy, which is specially used for storing the medical insurance premiums paid by the participants and a certain proportion of the funds transferred from the employer's contribution, and recording the medical consumption. The funds in the individual account are used to pay for the out-of-pocket portion of the costs of medical treatment and the purchase of medicines.
The characteristics of rural cooperative medical care are:
1. Cooperative medical care takes rural residents as the object of protection.
2. Cooperative medical care is based on the principle of voluntary participation by the public.
3. Cooperative medical care is based on the collective economy.
4. Cooperative medical care is based on a full range of services.
Legal basis
The Social Insurance Law of the People's Republic of China
Article 61 The social insurance premium collection agency shall collect social insurance premiums in full and on time in accordance with the law, and shall inform employers and individuals of the status of payment on a regular basis.
Article 62 If an employing unit fails to declare the amount of social insurance premiums to be paid in accordance with the regulations, the amount to be paid shall be determined in accordance with 110 percent of the amount of the unit's contributions for the previous month; after the contributing unit has made up for the declaration, the social insurance premium collection agency shall settle the bill in accordance with the regulations.
Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay the premiums within a certain period of time or to make up the full amount.
If the employer fails to pay or make up the full amount of social insurance premiums, the social insurance premium collection agency may inquire with banks and other financial institutions about their deposit accounts; and may apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify in writing the depositary banks or other financial institutions of the allocation of social insurance premiums. If the balance in the account of an employer is less than the social insurance premiums that should be paid, the social insurance premium collection agency may require the employer to provide a guarantee and sign an agreement on deferring payment of the premiums.
If the employer fails to pay the social insurance premiums in full and does not provide a guarantee, the social insurance premium collection agency may apply to the people's court for the seizure, attachment or auction of the property whose value is equivalent to the amount of social insurance premiums that should be paid, and the proceeds from the auction will be used to offset the payment of social insurance premiums.
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