Job Recruitment Website - Social security inquiry - What does it mean that the on-the-job pension account is not sealed?

What does it mean that the on-the-job pension account is not sealed?

That is to say, the account is still there and can still be used.

legal ground

1. The word "sealed personal account" appears in Article 5, paragraph 29 of the Interim Measures for the Administration of Personal Accounts of Employees' Basic Endowment Insurance, that is, the inheritance amount is paid to the beneficiary or legal heir designated by the deceased before his death. Personal accounts are partially incorporated into social pooling funds. After the personal account is completed, the payment should be stopped or the payment record should be sealed. In addition, there is no social security account seal. Article 2, paragraph 18, of this document stipulates: If employees interrupt their work for various reasons, they will not pay the basic old-age insurance premium or calculate the payment period, and their personal accounts will be kept by the original agency, and their personal accounts will continue to bear interest. The accumulated storage amount of individual accounts before and after the employee's job transfer or interruption is calculated, and the interest is calculated continuously. Accordingly, you used to pay insurance in your old company. In the two years after your resignation, your social security account was not sealed, and interest continued to accrue, but the funds in your personal account did not increase in the past two years (because you did not continue to pay insurance). As long as you pay again.

As for the problem of going to work in the original company after resigning, it is not a problem at all. As long as the original company re-registers your online employment and files it with the local labor and employment department, you can re-pay the social security for you (this procedure is different in different parts of the country, but you only need to prepare all the relevant materials that the human resources department of your unit wants you to provide, and leave the rest to them).

3. About the renewal of social security.

Article 16 of China's newly adopted Social Insurance Law stipulates that individuals participating in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid 15 years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council. At present, most of the specific implementation measures refer to the document "Notice of the General Office of the State Council on Forwarding Ministry of Human Resources and Social Security and the Ministry of Finance on the Interim Measures for the Transfer and Continuation of the Basic Old-age Insurance for Urban Enterprise Employees", namely "Guo Ban Fa [2009] No.66". All provinces, autonomous regions and municipalities directly under the Central Government have formulated relevant local laws and regulations accordingly. Although the specific operation process of social security transfer and connection varies from place to place, the core principles are the same. Accordingly, the social security is broken, and individuals can fill in their own names. In this way, the sum of the unit burden and the individual burden is about 42% of your payment base (the payment base and proportion vary from place to place, which is only stipulated by the state, that is, the lowest situation). This money is not a small amount, because the individual contribution ratio is about 10%, and the unit contribution ratio is about 32%. Then I can make up the money for you, which requires you to reach an agreement with the unit. If the unit agrees, you only need to bear the personal payment. But under normal circumstances, the unit will not pay you back, you can make up if you want, but the personal supplementary funds are a little small. In fact, it doesn't matter if you don't make up. It's up to you.