Is medical insurance paid once a year or once a month?

Medical insurance is paid once a year or once a month, as follows:

1, if it is employee social security, it is paid monthly, and medical insurance is naturally paid monthly;

2. If it is social security for residents, it is generally paid once a year;

3. As for flexible employment social security, usually the insured can choose to pay monthly or yearly.

Information required for medical insurance reimbursement:

1. Everyone needs to bring their own valid ID card and social security card software;

2, the original certificate of disease diagnosis issued by the designated medical institutions;

3, outpatient medical records, inspection, test results report and other related medical information;

4, the original unified fee invoice of the tax department of medical institutions;

5, the original prescription issued by the hospital doctor and the computer printed list of outpatient expenses;

6. If the tax goods are purchased in a designated pharmacy, a unified sales invoice and an original list printed by computer need to be prepared;

7. If it is entrusted to others, the trustee shall also prepare the original valid ID card.

Medical insurance reimbursement process:

1. The agent needs to bring relevant materials, including the original ID card, the original medical card, the hospitalization certificate of the hospital, the discharge certificate, the charging documents during hospitalization, the corresponding medical records, inspection reports and other related materials, and apply for reimbursement at the social security agency;

2. After accepting the application, the regulatory authorities will review the application materials received, and after the approval, the settlement and payment will be completed on the same day;

3. The social security agency has passed the examination, and the applicant can receive reimbursement expenses with relevant documents. Under normal circumstances, under the condition of complete information, all the reimbursement work can be completed on the same day, without having to run a few more times.

To sum up, employee social security has no waiting period and can be reimbursed immediately. If the payment is suspended for 3 months (including 3 months), the payment will continue: the medical insurance has a buffer period of 3 months from the date of suspension. If the payment is made within 3 months after the suspension and the payment is made from the month of suspension, the medical insurance benefits will not be interrupted, and the fixed number of years will be regarded as continuous payment, and the expenses incurred during the suspension can also be reimbursed normally. If you stop paying for more than 3 months, you can continue to pay: generally, you can enjoy medical insurance reimbursement from the beginning of the month.

Legal basis:

Article 23 of People's Republic of China (PRC) Social Insurance Law

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.