How to calculate the base of endowment insurance?

I. Adjustment of Endowment Insurance in Jinan City

1, 20 15 years, the average monthly salary of employees in Jinan is 4882 yuan. According to the relevant regulations of the state and province, the lower limit of the monthly payment base of social insurance premium in the payment year of 20 16 in Jinan (from July 2007 1 and 2065438+30) is 2930 yuan, and the upper limit is 14646 yuan. According to the relevant regulations of provinces and cities, flexible employees and individual industrial and commercial households without employees can declare payment between the lower limit of the monthly pension insurance payment base (2930 yuan) and the average monthly salary of employees (4882 yuan) in combination with their actual income.

2, the implementation of online declaration of the payment unit by the social security agencies to adjust the relevant parameters.

3, flexible employment and urban unemployed individual industrial and commercial households in the declaration of payment, according to the provisions of this notice. Please be sure to deposit enough money in the bank card to avoid insurance losses caused by insufficient deposits and affect social insurance rights and interests.

Two, Jinan city endowment insurance payment ratio

Unit: Unit 20%

Individual: individual 8%

Three, Jinan city endowment insurance payment base

1. If the wages payable by the insured employees are lower than 60% of the average social wage in the overall planning area, 60% of the average social wage in the overall planning area shall be the payment base; If it is higher than 300% of the average social wage in the overall planning area, more than 300% will not be used as the base of endowment insurance payment.

2. After the implementation of the new payment base, the lower limit of the social insurance declaration payment base of all insured units in Jinan was adjusted from 2324 yuan to 2626 yuan.

Four, Jinan old-age insurance payment standard

Individual payment standards are set at 100 yuan, 300 yuan, 500 yuan, 600 yuan, 800 yuan, 1000 yuan, 1500 yuan, 2,000 yuan, 2,500 yuan, 3,000 yuan, 4,000 yuan and 5,000 yuan +02 files per year.

Five, Jinan city endowment insurance payment period

1, if the insured is under 45 years old, he shall pay the fee every year until he is 60 years old, and the accumulated payment shall not be less than 15 years. If the payment exceeds 15 years, the basic pension will be increased by 1% every full year, with the maximum not exceeding 10%.

2. Insured persons over 45 years of age and under 60 years of age shall pay annual fees and are also allowed to pay fees.

3, to 60 years old, the cumulative payment period does not exceed 15 years; Urban and rural residents who have reached the age of 60 can receive basic pensions on a monthly basis without paying fees.