Is social security the same as medical insurance?

Social security is different from medical insurance. The differences are as follows:

1, with different concepts. Social security refers to social insurance, which is a social and economic system that provides income or compensation for people who are unable to work, temporarily unemployed or suffer losses due to health reasons. Medical insurance is insurance to compensate medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth. For example, free medical care and labor insurance medical care in China. The medical expenses of employees in China are shared by the state, units and individuals to reduce the burden on enterprises and avoid waste;

2. Different functions. The function of medical insurance is to provide basic medical needs protection for the insured who have participated in medical insurance and establish a social insurance system. The employee medical insurance fund consists of the overall fund and individual account, in which all the medical insurance expenses paid by the unit for the employees enter the overall account, and the medical insurance expenses paid by the individual employees enter the individual account, and the usual hospitalization reimbursement is paid by the medical overall fund. Social security card not only has the function of medical insurance card, but also is an important voucher for handling various social security businesses, such as receiving unemployment benefits. However, the medical insurance card is limited to the medical insurance function and can only be used to enjoy medical insurance benefits; At present, some areas have social security cards and medical insurance cards. Medical insurance cards can only be used for medical treatment, such as reimbursement settlement in hospitals and designated pharmacies for medical insurance. Social security cards are more widely used. Social security card not only has the function of medical insurance card, but also records the basic information of the insured and the personal account information of endowment insurance.

3. The issuing department is different. The medical insurance card is undertaken by the local designated agent bank, and the social security card is issued to the society by the local human resources and social security department;

4. The safety performance is different. The social security card has strict key management system and approval, and the safety factor is high; However, the medical insurance card does not have such a management system, and the safety factor is low.

Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law.

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.