How much can a social security pension receive in a month?

Social security pension can get 2490 a month.

Pension = personal account pension+basic pension

Personal account pension = personal account deposit ÷ months (generally, retirement at 50 is 195 months, retirement at 55 is 170 months, and retirement at 60 is 139 months).

Basic pension = average monthly salary of local employees in the previous year *( 1+ my average payment index) ÷2× payment period × 1%

Pension consists of personal account pension and basic pension. The pension we receive every month is influenced by many factors, such as the payment base, the average wage of the local society, the payment period, the payment grade and so on.

If the payment base of our local pension insurance is 8000 yuan, and the payment period is 15 years, assuming that we have paid 15 years, and the average monthly payment index of employees in the last year of retirement is 10000 yuan, then when we reach the legal retirement age, the principal and interest stored in our personal account will be120,000 yuan. According to the pension formula, we can receive the basic pension of 1875 every month after completing the retirement formalities.

10000× (1+1.5) ÷ 2×15%. In addition, if you retire at the age of 50, your personal account pension will be 6 15 yuan. After social security retires, you can get a basic pension and your own personal account pension. The basic pension should be determined according to the average monthly salary of employees in the previous year in the year when we retire, so only in the year when we retire can we figure out how much money we can get. Personal account pension is all the money in our personal account, which is generally divided into 10 years and 120 months to receive. On average, every month is the amount we receive every month. Generally speaking, you can get about 1000 yuan a month after retirement, and you should pay as much as possible.

Legal basis:

Article 16 of the Social Insurance Law: Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have accumulated contributions for fifteen years. Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance premium.